Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 20801 | FG-31031Sep 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | d2638033…e9ed |
| 20802 | FG-31032Nov 25 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $30 | $0.10 | 2fc8280e…e0b8 |
| 20803 | FG-31033Dec 25 | Northgate | 61Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 05f095b9…bfbb |
| 20804 | FG-31034Jun 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | 004dedbf…e94d |
| 20805 | FG-31035Sep 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | f524b9f6…a7ac |
| 20806 | FG-31036Jan 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 21e90c74…6b06 |
| 20807 | FG-31037Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 1a4235c1…6b69 |
| 20808 | FG-31038Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 2092cdfc…0bfa |
| 20809 | FG-31039Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 741329e6…fd8b |
| 20810 | FG-31040Sep 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 32172b42…37c8 |
| 20811 | FG-31041Apr 26 | Harbor Light | 02Do not honor | Retry schedule | 4 | Not recovered | — | $0.40 | 7145eae9…e761 |
| 20812 | FG-31042Jan 26 | Riverbend | 54Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | a368e00f…5d34 |
| 20813 | FG-31043May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 1f210b37…1505 |
| 20814 | FG-31044Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d27c24ef…4b0d |
| 20815 | FG-31045Sep 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 5ebb4bea…36b4 |
| 20816 | FG-31046Mar 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | 51f70e27…5eb5 |
| 20817 | FG-31047Jun 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 32abb667…47a0 |
| 20818 | FG-31048Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | c99b940e…f4a4 |
| 20819 | FG-31049Nov 25 | Harbor Light | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 4719f5fa…bd3b |
| 20820 | FG-31050Feb 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 6ff1c056…7c24 |
| 20821 | FG-31051Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 7012ad12…5deb |
| 20822 | FG-31052Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $140 | $0.20 | 7b3a0ee9…7f1a |
| 20823 | FG-31053May 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | edbbcf6c…bcfe |
| 20824 | FG-31054May 26 | Harbor Light | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | a100909a…fb20 |
| 20825 | FG-31055Oct 25 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | fc800eba…a532 |
| 20826 | FG-31056Aug 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $45 | $0.10 | 89f216bf…2cb4 |
| 20827 | FG-31057Nov 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 4 | Recovered | $35 | $0.40 | 48aadefc…c297 |
| 20828 | FG-31058May 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 6307b928…c2fb |
| 20829 | FG-31059Dec 25 | Riverbend | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 6f25ddfb…c5b6 |
| 20830 | FG-31060Jan 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 9fa6cf4c…0517 |
| 20831 | FG-31061Mar 26 | Lumen Arts | 33Expired card | Donor outreach | 1 | Recovered | $60 | $0.10 | 730404d1…0997 |
| 20832 | FG-31062May 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | ce3d395c…e258 |
| 20833 | FG-31063Feb 26 | Riverbend | 96Issuer unavailable | Retry schedule | 2 | Recovered | $70 | $0.20 | 68d6b7e7…a9ef |
| 20834 | FG-31064May 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d71bf98c…d2f6 |
| 20835 | FG-31065Aug 26 | Cedar Valley | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 0114d511…b14a |
| 20836 | FG-31066Jul 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 0559e000…57f9 |
| 20837 | FG-31067Nov 25 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | dc83afa9…c1b8 |
| 20838 | FG-31068Jan 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 41da85d8…6710 |
| 20839 | FG-31069Jan 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 7719f420…05e4 |
| 20840 | FG-31070Jun 26 | Riverbend | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 488d0f7c…b129 |
| 20841 | FG-31071Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | f5b7f83d…ba2e |
| 20842 | FG-31072Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $45 | $0.20 | d07d9d40…db27 |
| 20843 | FG-31073Oct 25 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 25a4c0ed…137c |
| 20844 | FG-31074Jul 26 | Riverbend | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 2afdb7cb…9a7e |
| 20845 | FG-31075Sep 26 | Riverbend | R02ACH R02 closed | Donor outreach | 1 | Recovered | $40 | $0.10 | 00c9d294…63de |
| 20846 | FG-31076Jun 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 6db72390…75e0 |
| 20847 | FG-31077Jan 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 0d39e31b…a586 |
| 20848 | FG-31078Feb 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 1005abc9…5964 |
| 20849 | FG-31079Aug 26 | Riverbend | 46Account closed | Donor outreach | 1 | Recovered | $15 | $0.10 | fe66043d…ba86 |
| 20850 | FG-31080Sep 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 5285c730…c2c8 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.