Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 21651 | FG-31881Aug 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 0aa1da3d…d673 |
| 21652 | FG-31882Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 734757ae…cd9a |
| 21653 | FG-31883May 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c6650ad2…e99b |
| 21654 | FG-31884Nov 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 94991944…91fa |
| 21655 | FG-31885Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | e34cc56b…3e76 |
| 21656 | FG-31886Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 285c054c…0805 |
| 21657 | FG-31887Aug 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $25 | $0.30 | 14802db1…8d8f |
| 21658 | FG-31888Nov 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 2f769642…f00c |
| 21659 | FG-31889Apr 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | c913a53c…6326 |
| 21660 | FG-31890Jan 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | 5fe5a740…161e |
| 21661 | FG-31891Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 37c96bf4…d3e3 |
| 21662 | FG-31892May 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | d1890318…6cfd |
| 21663 | FG-31893Oct 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | fd8ff82b…ad2c |
| 21664 | FG-31894Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 201055fa…2e4e |
| 21665 | FG-31895Apr 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | a699f8be…cb3a |
| 21666 | FG-31896Oct 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $225 | $0.10 | 8e2e0d23…4890 |
| 21667 | FG-31897Nov 25 | Northgate | 01Do not honor | Retry schedule | 3 | Recovered | $30 | $0.30 | a844aad1…1493 |
| 21668 | FG-31898Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 4 | Recovered | $40 | $0.40 | 2d5a7725…f018 |
| 21669 | FG-31899Feb 26 | Northgate | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $10 | $0.10 | 8c56ed89…577c |
| 21670 | FG-31900May 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 8e79c8ad…4136 |
| 21671 | FG-31901Oct 25 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | 56decfb2…9b1a |
| 21672 | FG-31902Nov 25 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | bc712562…32cb |
| 21673 | FG-31903Jan 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 60461c7d…1900 |
| 21674 | FG-31904Mar 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | f414abc3…5eae |
| 21675 | FG-31905May 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | c0d71f00…1ece |
| 21676 | FG-31906Jul 26 | Northgate | 19Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | 467874bd…ad94 |
| 21677 | FG-31907Mar 26 | Harbor Light | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 997c86ec…a4ce |
| 21678 | FG-31908May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 18d04750…b016 |
| 21679 | FG-31909Jan 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 2b7b72d5…fa3d |
| 21680 | FG-31910Apr 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | fbe25e3b…e10a |
| 21681 | FG-31911Jun 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 281dce40…9fe3 |
| 21682 | FG-31912Jul 26 | Riverbend | 05Do not honor | Retry schedule | 4 | Recovered | $15 | $0.40 | 260369a9…793b |
| 21683 | FG-31913Jan 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 1c291c26…066f |
| 21684 | FG-31914Oct 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 8aa77b87…3e6f |
| 21685 | FG-31915Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | bace0bb8…d838 |
| 21686 | FG-31916Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | fb1586e5…0a21 |
| 21687 | FG-31917Feb 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 79b8d6c5…f655 |
| 21688 | FG-31918Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 3b2bfbee…8b95 |
| 21689 | FG-31919Feb 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | cb7e2eb5…3ba7 |
| 21690 | FG-31920Jun 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 5d622177…08c1 |
| 21691 | FG-31921Dec 25 | Northgate | 91Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | e565273e…2965 |
| 21692 | FG-31922Jun 26 | Northgate | 54Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | ad33f899…0870 |
| 21693 | FG-31923Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 97b7cdbf…c000 |
| 21694 | FG-31924Mar 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $170 | $0.10 | 35a6de42…9ec0 |
| 21695 | FG-31925Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $170 | $0.10 | b64fefa3…f7db |
| 21696 | FG-31926Jun 26 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 3e1c8da7…3bcc |
| 21697 | FG-31927Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 3262a6f2…fa50 |
| 21698 | FG-31928Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 50c6f2f5…1746 |
| 21699 | FG-31929Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 61ce6b57…3c35 |
| 21700 | FG-31930Apr 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 2533af48…550e |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.