Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 21751 | FG-31981Jun 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 67809562…c872 |
| 21752 | FG-31982Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 0610f9cc…b691 |
| 21753 | FG-31983Jun 26 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | fcc2df15…0121 |
| 21754 | FG-31984Oct 25 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 85d9d135…d516 |
| 21755 | FG-31985Nov 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 0e82cfa9…6b95 |
| 21756 | FG-31986Dec 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | ad5da2b1…8462 |
| 21757 | FG-31987Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 8d0bc070…7172 |
| 21758 | FG-31988Apr 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1b3aac3b…78b9 |
| 21759 | FG-31989Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 116b3643…bb81 |
| 21760 | FG-31990Jun 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9c8031e5…1394 |
| 21761 | FG-31991Dec 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | d80a8464…f14e |
| 21762 | FG-31992Oct 25 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | b8799584…fae0 |
| 21763 | FG-31993Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 22e3fb21…4340 |
| 21764 | FG-31994Dec 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 3680dfb2…1b0c |
| 21765 | FG-31995Oct 25 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $35 | $0.20 | a00cd376…0bcb |
| 21766 | FG-31996Dec 25 | Cedar Valley | R01ACH R01 funds | Retry schedule | 2 | Recovered | $90 | $0.20 | 9caa7f32…b2ef |
| 21767 | FG-31997Jan 26 | Cedar Valley | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 72abfaa3…f8da |
| 21768 | FG-31998May 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 7df118cb…9356 |
| 21769 | FG-31999Nov 25 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 70934e02…156b |
| 21770 | FG-32000Dec 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 1b036707…576a |
| 21771 | FG-32001Feb 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | d1a7a214…9569 |
| 21772 | FG-32002Mar 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 92104908…aeab |
| 21773 | FG-32003Jun 26 | Lumen Arts | 05Do not honor | Retry schedule | 4 | Recovered | $50 | $0.40 | a113f27e…8c38 |
| 21774 | FG-32004Mar 26 | Harbor Light | 14Invalid card | Donor outreach | 1 | Not recovered | — | $0.10 | f3ba0f32…04ab |
| 21775 | FG-32005Mar 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 53501d02…087c |
| 21776 | FG-32006Jun 26 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b81f9599…542e |
| 21777 | FG-32007Sep 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | c66c6d66…d984 |
| 21778 | FG-32008Nov 25 | Northgate | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | e1e8f2ba…e64c |
| 21779 | FG-32009Feb 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $300 | $0.10 | f5b0e6a5…0ca4 |
| 21780 | FG-32010Sep 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $300 | $0.10 | 63446c5c…14b0 |
| 21781 | FG-32011Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | ad49bf3a…91eb |
| 21782 | FG-32012Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 543a0639…96bf |
| 21783 | FG-32013Apr 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 0ada9dea…a6d6 |
| 21784 | FG-32014Sep 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $225 | $0.10 | 6aa41a68…f314 |
| 21785 | FG-32015Jan 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | efcc30b1…b118 |
| 21786 | FG-32016Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $160 | $0.10 | 70f2a4d9…7607 |
| 21787 | FG-32017Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $160 | $0.10 | 2ecb2be8…d840 |
| 21788 | FG-32018Aug 26 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 9cc21bfc…d87f |
| 21789 | FG-32019Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Recovered | $5 | $0.30 | a108fafd…3b1d |
| 21790 | FG-32020Aug 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | d6a66191…3b71 |
| 21791 | FG-32021May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 2df3a42f…3a63 |
| 21792 | FG-32022Jan 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 76bc9255…6f26 |
| 21793 | FG-32023Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | e147eace…e396 |
| 21794 | FG-32024Jun 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 02b28396…f6e4 |
| 21795 | FG-32025Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 4168e3c8…7988 |
| 21796 | FG-32026May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 23f374dd…0c2b |
| 21797 | FG-32027Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | dd69bb3f…7f5e |
| 21798 | FG-32028Jun 26 | Northgate | 41Lost or stolen | Donor outreach | 1 | Recovered | $70 | $0.10 | 35d0f9b4…27b0 |
| 21799 | FG-32029Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 07705a79…9cb3 |
| 21800 | FG-32030Nov 25 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 7264f609…99a6 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.