Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 22151 | FG-32381Sep 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a454d132…34d5 |
| 22152 | FG-32382May 26 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $70 | $0.10 | 2d274023…4b67 |
| 22153 | FG-32383Jul 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | 4ea5d170…2194 |
| 22154 | FG-32384Nov 25 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | f9955a53…186c |
| 22155 | FG-32385Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 4142b303…10f5 |
| 22156 | FG-32386Jun 26 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 57f47aeb…c8f2 |
| 22157 | FG-32387Dec 25 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 1e93d133…137f |
| 22158 | FG-32388Jun 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 2ce30cb9…7e2a |
| 22159 | FG-32389Apr 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 751b84a9…2b04 |
| 22160 | FG-32390May 26 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 8204654f…ee17 |
| 22161 | FG-32391Aug 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 0bf19cc4…fa9b |
| 22162 | FG-32392Nov 25 | Northgate | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | d3e91dad…db10 |
| 22163 | FG-32393Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 92fc0d9f…4bea |
| 22164 | FG-32394Dec 25 | Northgate | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 21b2b5c3…bc9d |
| 22165 | FG-32395Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 5e163ede…dc3f |
| 22166 | FG-32396Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 1c97571f…32fa |
| 22167 | FG-32397May 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | e7d3d4c9…e337 |
| 22168 | FG-32398Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | d4ffd9dc…089d |
| 22169 | FG-32399Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 60ccacba…c6e2 |
| 22170 | FG-32400Jul 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | 954695f8…6e02 |
| 22171 | FG-32401Nov 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | b720a7af…8bbf |
| 22172 | FG-32402May 26 | Northgate | 15Invalid card | Donor outreach | 1 | Recovered | $70 | $0.10 | e1c1a381…2cef |
| 22173 | FG-32403Aug 26 | Northgate | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $70 | $0.10 | d5918dc9…aead |
| 22174 | FG-32404Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | a05315c5…db10 |
| 22175 | FG-32405Jul 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ee557215…fc57 |
| 22176 | FG-32406Nov 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 27b13e5a…fd48 |
| 22177 | FG-32407Aug 26 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 22faff33…21f0 |
| 22178 | FG-32408Aug 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 4a153622…cff0 |
| 22179 | FG-32409Jul 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 01263959…cb7a |
| 22180 | FG-32410Aug 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 753abc14…3adf |
| 22181 | FG-32411Nov 25 | Lumen Arts | 43Lost or stolen | Donor outreach | 1 | Recovered | $30 | $0.10 | d3ae5e7c…694b |
| 22182 | FG-32412Jan 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | c31c4a4c…273a |
| 22183 | FG-32413Oct 25 | Northgate | 63Suspected fraud | Donor outreach | 1 | Recovered | $35 | $0.10 | 680aa1ab…c5f7 |
| 22184 | FG-32414Nov 25 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | e033e376…bf0f |
| 22185 | FG-32415Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 28d9e67c…e997 |
| 22186 | FG-32416Apr 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 7c70666c…b2b5 |
| 22187 | FG-32417Nov 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $40 | $0.20 | fe117be5…7124 |
| 22188 | FG-32418Feb 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 8d37a730…66fd |
| 22189 | FG-32419Jun 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 48283357…dd7f |
| 22190 | FG-32420Sep 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f422cf35…79e6 |
| 22191 | FG-32421Jun 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 313079a4…7e1a |
| 22192 | FG-32422Dec 25 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | cbd744ce…3f12 |
| 22193 | FG-32423Feb 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | c5d02b3e…3082 |
| 22194 | FG-32424Oct 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | f1c224a7…6fe8 |
| 22195 | FG-32425Dec 25 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | f6e7ea21…af2d |
| 22196 | FG-32426May 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 19ca8f73…1e0b |
| 22197 | FG-32427Dec 25 | Lumen Arts | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | da0e76ba…77ab |
| 22198 | FG-32428Jul 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $130 | $0.10 | 5765b59b…cad2 |
| 22199 | FG-32429Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a2b63483…e579 |
| 22200 | FG-32430Nov 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 952eb82c…1b75 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.