Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 22251 | FG-32481Feb 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 33d940c8…90c2 |
| 22252 | FG-32482Aug 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 4e52858e…6fa5 |
| 22253 | FG-32483Oct 25 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 8cebb0b7…d4f5 |
| 22254 | FG-32484Jul 26 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 63868b0a…eac4 |
| 22255 | FG-32485Oct 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 8f61b56c…9fa1 |
| 22256 | FG-32486Jul 26 | Lumen Arts | 54Expired card | Donor outreach | 1 | Recovered | $35 | $0.10 | 940ac48d…ddf1 |
| 22257 | FG-32487Dec 25 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 28004410…9524 |
| 22258 | FG-32488Jan 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 6ba17896…6ac3 |
| 22259 | FG-32489Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 7d476e43…f530 |
| 22260 | FG-32490Aug 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $60 | $0.10 | 26e06373…32b8 |
| 22261 | FG-32491Dec 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 2010a2f6…69e6 |
| 22262 | FG-32492Feb 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 503d2598…b17b |
| 22263 | FG-32493Sep 26 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 56090570…c4b1 |
| 22264 | FG-32494Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 7e4e7b3e…85c0 |
| 22265 | FG-32495Mar 26 | Northgate | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 5e8f7aaa…b723 |
| 22266 | FG-32496Nov 25 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Recovered | $5 | $0.30 | 56ea39fd…8a34 |
| 22267 | FG-32497Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | b80d0185…615a |
| 22268 | FG-32498Nov 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 8de26c1f…828c |
| 22269 | FG-32499Feb 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 44eb2360…03f8 |
| 22270 | FG-32500Dec 25 | Riverbend | 96Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 4a87b4e8…a2d8 |
| 22271 | FG-32501Apr 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 73b32772…0384 |
| 22272 | FG-32502Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 1785c25d…0536 |
| 22273 | FG-32503May 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | dd8e9cff…ad2a |
| 22274 | FG-32504Apr 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 1 | Recovered | $60 | $0.10 | f523e3f4…8c4b |
| 22275 | FG-32505May 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 2b6fb9c1…202c |
| 22276 | FG-32506Apr 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 306a93d7…ac42 |
| 22277 | FG-32507May 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 59aea08a…d166 |
| 22278 | FG-32508Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 7dad3206…96e7 |
| 22279 | FG-32509Sep 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | c2eff86e…fb23 |
| 22280 | FG-32510Jan 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 9a0cee49…8ae8 |
| 22281 | FG-32511Apr 26 | Northgate | 62Account closed | Donor outreach | 1 | Recovered | $130 | $0.10 | 26842d29…c1fb |
| 22282 | FG-32512Jul 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 5781a170…4a99 |
| 22283 | FG-32513Aug 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $130 | $0.20 | 38fc7a43…7698 |
| 22284 | FG-32514Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 45a35f52…b85b |
| 22285 | FG-32515Jun 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | b282ec16…ea3f |
| 22286 | FG-32516Nov 25 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 27708802…7119 |
| 22287 | FG-32517Apr 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 0273d39a…befc |
| 22288 | FG-32518Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | e3ea888e…251b |
| 22289 | FG-32519Jul 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 39efa682…7e6e |
| 22290 | FG-32520Aug 26 | Northgate | 62Account closed | Donor outreach | 1 | Recovered | $40 | $0.10 | 4a9eafe7…7908 |
| 22291 | FG-32521Sep 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 11832d2f…529f |
| 22292 | FG-32522May 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e477e399…71e1 |
| 22293 | FG-32523Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | e7e362d5…c653 |
| 22294 | FG-32524Apr 26 | Cedar Valley | 62Account closed | Donor outreach | 1 | Recovered | $25 | $0.10 | 2286989c…1e2c |
| 22295 | FG-32525May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 02e7e515…b8ea |
| 22296 | FG-32526Dec 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 51081612…4854 |
| 22297 | FG-32527Jan 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | f4107fcd…b691 |
| 22298 | FG-32528Jan 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $100 | $0.10 | ae4df5f7…4232 |
| 22299 | FG-32529May 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Recovered | $100 | $0.20 | 94cc2444…242a |
| 22300 | FG-32530Jul 26 | Northgate | R03ACH R03 no acct | Donor outreach | 1 | Not recovered | — | $0.10 | 2dd406d5…42ae |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.