Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 22351 | FG-32581Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 121935ff…6e83 |
| 22352 | FG-32582May 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | d2e42550…e4ae |
| 22353 | FG-32583Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | c52716e0…f07c |
| 22354 | FG-32584Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 64bd3b8b…705e |
| 22355 | FG-32585Nov 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | dca5439e…190d |
| 22356 | FG-32586Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 8b4883dc…6406 |
| 22357 | FG-32587Jan 26 | Riverbend | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 5bf8ae6c…670f |
| 22358 | FG-32588Jun 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 93734db7…c961 |
| 22359 | FG-32589Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | f2ea2048…a891 |
| 22360 | FG-32590Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | b81eb239…88b4 |
| 22361 | FG-32591Dec 25 | Cedar Valley | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | f6c13984…9eb9 |
| 22362 | FG-32592Mar 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | ab3e790e…4c5f |
| 22363 | FG-32593Jun 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | 96406a8b…c987 |
| 22364 | FG-32594Sep 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | a9f6a850…ab2b |
| 22365 | FG-32595May 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | cd33fe22…b798 |
| 22366 | FG-32596Feb 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 1cb94e99…e557 |
| 22367 | FG-32597Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 64d4d522…9bfe |
| 22368 | FG-32598Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | aacb342b…9eaa |
| 22369 | FG-32599Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 569f71e3…0d47 |
| 22370 | FG-32600Apr 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | 372eb35c…b336 |
| 22371 | FG-32601Oct 25 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 9cd5fc24…67cc |
| 22372 | FG-32602Jun 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e61e9b89…494d |
| 22373 | FG-32603Jun 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | 2e009551…be09 |
| 22374 | FG-32604Apr 26 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 2463ae86…6555 |
| 22375 | FG-32605Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 79288234…2c77 |
| 22376 | FG-32606Jul 26 | Northgate | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $110 | $0.10 | 0837c220…5163 |
| 22377 | FG-32607Oct 25 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $60 | $0.10 | b2d50d0d…d333 |
| 22378 | FG-32608Jan 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 86618c33…d8f1 |
| 22379 | FG-32609Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | 3696ff8f…16f7 |
| 22380 | FG-32610May 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 574adbad…87a5 |
| 22381 | FG-32611May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 05d345b2…8d11 |
| 22382 | FG-32612Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | 484b705b…3e32 |
| 22383 | FG-32613Oct 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | c6c5f96a…816d |
| 22384 | FG-32614Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 0ca0b456…0ffb |
| 22385 | FG-32615May 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 60c89c29…e790 |
| 22386 | FG-32616Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 87c3fc2b…ca89 |
| 22387 | FG-32617Apr 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 5820d0ec…06ce |
| 22388 | FG-32618Oct 25 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $40 | $0.10 | a892a41b…c6c7 |
| 22389 | FG-32619Dec 25 | Northgate | 02Do not honor | Retry schedule | 3 | Recovered | $40 | $0.30 | 12eef302…6fcb |
| 22390 | FG-32620Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 30f12bb1…affb |
| 22391 | FG-32621Jun 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $20 | $0.10 | a7ffbdb9…6b4d |
| 22392 | FG-32622Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $20 | $0.40 | 5a6bf2f0…a1b0 |
| 22393 | FG-32623Dec 25 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $160 | $0.20 | 46f2e804…f4e2 |
| 22394 | FG-32624Sep 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | daddfeaf…63b7 |
| 22395 | FG-32625Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 7fb92f56…5daa |
| 22396 | FG-32626Mar 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2f54d484…6f83 |
| 22397 | FG-32627Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | 76930247…2092 |
| 22398 | FG-32628Jul 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a8c9b382…468e |
| 22399 | FG-32629Nov 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 8eb36d5d…10c0 |
| 22400 | FG-32630Apr 26 | Lumen Arts | 02Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 4060ead1…13cc |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.