Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 22701 | FG-32931Apr 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 4b591c46…6acc |
| 22702 | FG-32932Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 94a4a7db…1ba6 |
| 22703 | FG-32933Jan 26 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $190 | $0.10 | 44040b77…4038 |
| 22704 | FG-32934May 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | b696e4cf…16bf |
| 22705 | FG-32935Jun 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $190 | $0.20 | 66d7d0b7…ea65 |
| 22706 | FG-32936Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 8e3dfdf3…8630 |
| 22707 | FG-32937Aug 26 | Harbor Light | 01Do not honor | Retry schedule | 4 | Not recovered | — | $0.40 | 84d3307f…9123 |
| 22708 | FG-32938Jul 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | bb5f35ac…37eb |
| 22709 | FG-32939Aug 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 396b5f57…4e5d |
| 22710 | FG-32940Oct 25 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $200 | $0.10 | 5ce11c5d…260b |
| 22711 | FG-32941Dec 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $200 | $0.30 | b1d81670…bb07 |
| 22712 | FG-32942Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9e2889bb…e234 |
| 22713 | FG-32943Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | ebd82806…adeb |
| 22714 | FG-32944Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 62f1ec3b…4195 |
| 22715 | FG-32945May 26 | Cedar Valley | 02Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 11743597…634a |
| 22716 | FG-32946Aug 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | 7cfb0b09…208e |
| 22717 | FG-32947Oct 25 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 2f59b644…1d66 |
| 22718 | FG-32948Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $130 | $0.10 | 761df72b…c59d |
| 22719 | FG-32949Jun 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | f81221e3…a98c |
| 22720 | FG-32950Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 3e5a5356…3bde |
| 22721 | FG-32951Apr 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $20 | $0.10 | e8705d14…2af7 |
| 22722 | FG-32952Mar 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 9435d662…ce23 |
| 22723 | FG-32953Jul 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 67eb61e8…9398 |
| 22724 | FG-32954Oct 25 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | 41690fb2…ff8e |
| 22725 | FG-32955Feb 26 | Northgate | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | b5e73b08…2867 |
| 22726 | FG-32956Sep 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | e39c1035…4593 |
| 22727 | FG-32957Jan 26 | Lumen Arts | 41Lost or stolen | Card updater, then retry | 1 | Not recovered | — | $0.10 | 43087aaf…8769 |
| 22728 | FG-32958May 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 1 | Recovered | $225 | $0.10 | 0fb01581…ba5c |
| 22729 | FG-32959Nov 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 02bc287d…ab51 |
| 22730 | FG-32960Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | bbd2f8db…a127 |
| 22731 | FG-32961Oct 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | c631c0e3…4189 |
| 22732 | FG-32962Mar 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e5a7bf73…1a66 |
| 22733 | FG-32963Oct 25 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | a98cfc3a…2456 |
| 22734 | FG-32964Mar 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a17e993e…7987 |
| 22735 | FG-32965Jul 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 454a645b…4391 |
| 22736 | FG-32966Oct 25 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $200 | $0.10 | 5554183a…6eb6 |
| 22737 | FG-32967Apr 26 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $200 | $0.10 | 8f92ef4b…0f95 |
| 22738 | FG-32968Jul 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $200 | $0.10 | f86b3a51…4544 |
| 22739 | FG-32969Jul 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 95c40b8d…6ec9 |
| 22740 | FG-32970Oct 25 | Northgate | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | cec097b5…fabf |
| 22741 | FG-32971Feb 26 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e7c39ece…5b3a |
| 22742 | FG-32972Aug 26 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $25 | $0.30 | 2f78470c…2bb3 |
| 22743 | FG-32973Jul 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 6858108b…fb58 |
| 22744 | FG-32974Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 8de80048…4a78 |
| 22745 | FG-32975Mar 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 69cf64b3…5786 |
| 22746 | FG-32976Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 23c180e0…a1bb |
| 22747 | FG-32977Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 2424fc32…a7c7 |
| 22748 | FG-32978May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 4a4b301b…4d19 |
| 22749 | FG-32979Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 6db972ee…fe25 |
| 22750 | FG-32980Dec 25 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 01a18fb6…acdb |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.