Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 22851 | FG-33081Sep 26 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 77797b4f…fee0 |
| 22852 | FG-33082Jun 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 5cdf61ba…565a |
| 22853 | FG-33083Aug 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 9635c0ea…9d58 |
| 22854 | FG-33084Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | ae7fef91…c548 |
| 22855 | FG-33085Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | d40515a0…dda8 |
| 22856 | FG-33086Sep 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 98fa8fdb…45e3 |
| 22857 | FG-33087Jan 26 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | b8d8ebd2…774e |
| 22858 | FG-33088Jul 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 8c95c7f1…bb46 |
| 22859 | FG-33089Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 977d5058…7353 |
| 22860 | FG-33090Feb 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Recovered | $150 | $0.30 | adba80c7…72a7 |
| 22861 | FG-33091Nov 25 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0524421f…2536 |
| 22862 | FG-33092Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 6979263c…534d |
| 22863 | FG-33093Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | aca67214…6abc |
| 22864 | FG-33094Jul 26 | Lumen Arts | 43Lost or stolen | Donor outreach | 1 | Recovered | $40 | $0.10 | 14c5bb48…daf9 |
| 22865 | FG-33095Sep 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | ed2a0eef…8002 |
| 22866 | FG-33096Jul 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 7b991269…bb1e |
| 22867 | FG-33097Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 95cf8b7f…accf |
| 22868 | FG-33098Nov 25 | Cedar Valley | 54Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | 8ee8f684…a8c0 |
| 22869 | FG-33099Jul 26 | Northgate | 43Lost or stolen | Donor outreach | 1 | Not recovered | — | $0.10 | 56770cce…493f |
| 22870 | FG-33100Jan 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | e5720fac…65d4 |
| 22871 | FG-33101Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | c2e13519…446c |
| 22872 | FG-33102Nov 25 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | b0035167…9673 |
| 22873 | FG-33103Feb 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 677edcfb…19b7 |
| 22874 | FG-33104May 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 32e010ee…5d7c |
| 22875 | FG-33105Jul 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b9340a69…12a9 |
| 22876 | FG-33106Jan 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | b36af75d…2fc2 |
| 22877 | FG-33107Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c15774cb…3b38 |
| 22878 | FG-33108Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | ec2398b5…2e3c |
| 22879 | FG-33109Jul 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $15 | $0.10 | aeb48607…c737 |
| 22880 | FG-33110Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 653470f3…bfdf |
| 22881 | FG-33111Jul 26 | Lumen Arts | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | ca9c947b…3846 |
| 22882 | FG-33112Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 4 | Recovered | $50 | $0.40 | 434eae13…f7f9 |
| 22883 | FG-33113Aug 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 54de626e…edaf |
| 22884 | FG-33114Dec 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 222b47a9…04ba |
| 22885 | FG-33115Feb 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | e9c15242…39d7 |
| 22886 | FG-33116Mar 26 | Northgate | 41Lost or stolen | Donor outreach | 1 | Recovered | $50 | $0.10 | 95e72d2f…cc41 |
| 22887 | FG-33117Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 876cb3ab…b022 |
| 22888 | FG-33118Jul 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | d97d631a…0020 |
| 22889 | FG-33119Sep 26 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 29b5ceca…f835 |
| 22890 | FG-33120Jan 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 16d32ba1…046c |
| 22891 | FG-33121Nov 25 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $80 | $0.10 | 31556760…ff9d |
| 22892 | FG-33122Jan 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 5c5e7506…2d20 |
| 22893 | FG-33123Jul 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 2a83d06a…deee |
| 22894 | FG-33124Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | c28bd4d7…c447 |
| 22895 | FG-33125Jun 26 | Northgate | 78Account closed | Donor outreach | 1 | Recovered | $130 | $0.10 | 7bef5309…1295 |
| 22896 | FG-33126Dec 25 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 03fb9cfb…b861 |
| 22897 | FG-33127Apr 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 7ec6f1cf…3270 |
| 22898 | FG-33128Oct 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 4a87615c…612b |
| 22899 | FG-33129Oct 25 | Lumen Arts | 33Expired card | Card updater, then retry | 2 | Recovered | $70 | $0.20 | 081ca613…ca4f |
| 22900 | FG-33130Oct 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 095fc762…dab0 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.