Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 23051 | FG-33281Jun 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 35ce2d15…7c57 |
| 23052 | FG-33282Feb 26 | Northgate | 78Account closed | Donor outreach | 1 | Recovered | $90 | $0.10 | 4b760862…41e0 |
| 23053 | FG-33283Feb 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $250 | $0.10 | 5b88a244…5554 |
| 23054 | FG-33284Apr 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $250 | $0.10 | 73b934f3…d95b |
| 23055 | FG-33285May 26 | Northgate | 78Account closed | Donor outreach | 1 | Recovered | $250 | $0.10 | 7e3965d1…d2fb |
| 23056 | FG-33286Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c1f19407…2d05 |
| 23057 | FG-33287May 26 | Northgate | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $40 | $0.10 | 41313c92…104f |
| 23058 | FG-33288Jan 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 94b79427…c69f |
| 23059 | FG-33289Dec 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | d27b6e56…aa93 |
| 23060 | FG-33290Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 4025ffcf…c2cd |
| 23061 | FG-33291Mar 26 | Northgate | 46Account closed | Donor outreach | 1 | Recovered | $45 | $0.10 | 24791e48…f2e2 |
| 23062 | FG-33292Dec 25 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 2c691744…7a4a |
| 23063 | FG-33293Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $60 | $0.30 | 0ccbd8c1…1095 |
| 23064 | FG-33294Sep 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | b6b93919…53b4 |
| 23065 | FG-33295Dec 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 70cff865…1dd2 |
| 23066 | FG-33296Mar 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 96691088…15f6 |
| 23067 | FG-33297Oct 25 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $100 | $0.10 | 97ab7a73…094b |
| 23068 | FG-33298Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 29690191…d0ae |
| 23069 | FG-33299Apr 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 81141815…0809 |
| 23070 | FG-33300May 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 6036c537…dcfe |
| 23071 | FG-33301Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 9eea4e56…5b04 |
| 23072 | FG-33302Feb 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 85de84d2…a4cf |
| 23073 | FG-33303Jun 26 | Lumen Arts | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 283e161e…1d8c |
| 23074 | FG-33304Jul 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 185c7591…b109 |
| 23075 | FG-33305Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 557c016a…2451 |
| 23076 | FG-33306Mar 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 021ddda3…00b7 |
| 23077 | FG-33307Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 787f045c…ac58 |
| 23078 | FG-33308Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | fdfce9e5…464c |
| 23079 | FG-33309Jun 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | e1050562…fbe3 |
| 23080 | FG-33310Mar 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | b238f25f…c5f0 |
| 23081 | FG-33311Dec 25 | Harbor Light | 41Lost or stolen | Donor outreach | 1 | Recovered | $35 | $0.10 | 1bf37efe…23bb |
| 23082 | FG-33312Jul 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | db54e0c1…8153 |
| 23083 | FG-33313Aug 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $35 | $0.10 | fbbe6faa…00e9 |
| 23084 | FG-33314Dec 25 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $5 | $0.10 | af6a901f…f96c |
| 23085 | FG-33315Mar 26 | Cedar Valley | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | da541b80…15cc |
| 23086 | FG-33316May 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | d9097311…6085 |
| 23087 | FG-33317Jul 26 | Northgate | R09ACH R01 funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 5fd16f8a…da94 |
| 23088 | FG-33318Dec 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 8ad4f7c1…9adc |
| 23089 | FG-33319Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 5d4e44ae…b811 |
| 23090 | FG-33320Oct 25 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | b4978636…ad93 |
| 23091 | FG-33321Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 4129956c…9a83 |
| 23092 | FG-33322Jun 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4ba12ef3…8008 |
| 23093 | FG-33323Jul 26 | Northgate | 61Insufficient funds | Retry schedule | 4 | Recovered | $100 | $0.40 | e8a59d3f…8dcf |
| 23094 | FG-33324Dec 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 4494f597…be9a |
| 23095 | FG-33325Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c0c56c2a…c2f2 |
| 23096 | FG-33326Nov 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | bb107fb8…b00d |
| 23097 | FG-33327Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $80 | $0.30 | fb7f7669…52ed |
| 23098 | FG-33328Sep 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 4a760872…e6bc |
| 23099 | FG-33329Apr 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 5c003a47…c211 |
| 23100 | FG-33330Dec 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 9b59b51a…d74f |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.