Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 23551 | FG-33781Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 219d2c7d…110b |
| 23552 | FG-33782Oct 25 | Riverbend | R02ACH R02 closed | Donor outreach | 1 | Recovered | $45 | $0.10 | 70d9176a…c057 |
| 23553 | FG-33783Jan 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | b82db759…6e05 |
| 23554 | FG-33784Aug 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 65c12499…8b02 |
| 23555 | FG-33785Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | e95f178b…e3e2 |
| 23556 | FG-33786May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | c0058ca3…1b73 |
| 23557 | FG-33787Oct 25 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 917c4bf3…aabe |
| 23558 | FG-33788Mar 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | cff59257…f86a |
| 23559 | FG-33789Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 421c1044…6fae |
| 23560 | FG-33790Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | abce1343…97ca |
| 23561 | FG-33791Sep 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 9044c7dd…d17c |
| 23562 | FG-33792Apr 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 13b64da5…8bf1 |
| 23563 | FG-33793Apr 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $15 | $0.10 | 29989bb2…1dc8 |
| 23564 | FG-33794Dec 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 3ddddf8c…ad0e |
| 23565 | FG-33795Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 413e2037…0a49 |
| 23566 | FG-33796May 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | a68a8987…25dd |
| 23567 | FG-33797Aug 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 9a1a84b6…c686 |
| 23568 | FG-33798Dec 25 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | 43b4881a…bf6f |
| 23569 | FG-33799Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | bd2bf3fc…c27e |
| 23570 | FG-33800Dec 25 | Riverbend | 05Do not honor | Retry schedule | 4 | Recovered | $20 | $0.40 | cecc17d5…cbea |
| 23571 | FG-33801May 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | ef432a7d…d1fc |
| 23572 | FG-33802Jun 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 891ead8c…5d29 |
| 23573 | FG-33803Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 0d191588…c483 |
| 23574 | FG-33804Nov 25 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ac1379e5…a5b6 |
| 23575 | FG-33805Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 2 | Recovered | $40 | $0.20 | 292c4e87…aafa |
| 23576 | FG-33806Jan 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 6da9e18f…cd5e |
| 23577 | FG-33807Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 7d90c997…2432 |
| 23578 | FG-33808Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 657a6148…e046 |
| 23579 | FG-33809May 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 45894787…f494 |
| 23580 | FG-33810Jul 26 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | bf9576f0…c457 |
| 23581 | FG-33811Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 21564104…2686 |
| 23582 | FG-33812Nov 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $170 | $0.10 | cc93dbb7…d363 |
| 23583 | FG-33813Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $170 | $0.10 | ed3ae7bc…5978 |
| 23584 | FG-33814Jun 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | fc5848d5…60cb |
| 23585 | FG-33815May 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | ab1131a5…8adc |
| 23586 | FG-33816Jul 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 18746056…ff8a |
| 23587 | FG-33817Oct 25 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 53e69cf7…6ef8 |
| 23588 | FG-33818May 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 46998bda…55a6 |
| 23589 | FG-33819Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 568a2eb3…93cb |
| 23590 | FG-33820Feb 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 8a7f5b57…2298 |
| 23591 | FG-33821Jan 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 130a8232…2785 |
| 23592 | FG-33822Nov 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 044428f9…459d |
| 23593 | FG-33823Jan 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | c179b7be…ad0f |
| 23594 | FG-33824Sep 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 0c237ea0…7801 |
| 23595 | FG-33825Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 1f44a6a5…5805 |
| 23596 | FG-33826Mar 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 78f87a2e…7b4a |
| 23597 | FG-33827Jan 26 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 44e98a9b…8d55 |
| 23598 | FG-33828Sep 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 7ff9a799…9fd1 |
| 23599 | FG-33829Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | fc34ed78…6936 |
| 23600 | FG-33830Feb 26 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $60 | $0.20 | 4bf07683…2a33 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.