Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 23751 | FG-33981Jan 26 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 05c4cc3b…e48c |
| 23752 | FG-33982Jul 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | d78f5b57…3bc1 |
| 23753 | FG-33983Aug 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 710a4895…cb69 |
| 23754 | FG-33984May 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 5d550c18…c14b |
| 23755 | FG-33985Jan 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | d80ab5a4…7b43 |
| 23756 | FG-33986Feb 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | a04c8324…01e3 |
| 23757 | FG-33987Oct 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 4c96e921…ccaa |
| 23758 | FG-33988Nov 25 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 47a9c103…21fe |
| 23759 | FG-33989Jan 26 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 39a5b077…aad1 |
| 23760 | FG-33990Dec 25 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | f07c9c60…2a85 |
| 23761 | FG-33991Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | cf3605d7…6ecc |
| 23762 | FG-33992Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $60 | $0.30 | 56f92457…d828 |
| 23763 | FG-33993Jul 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | e9c8677a…1105 |
| 23764 | FG-33994Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 7573ec29…1ecf |
| 23765 | FG-33995Aug 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 4f16a9b3…8148 |
| 23766 | FG-33996Mar 26 | Riverbend | 01Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 05823b26…9912 |
| 23767 | FG-33997Jul 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 8a7035bf…2f24 |
| 23768 | FG-33998Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 03315259…3485 |
| 23769 | FG-33999Nov 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 23594f5d…5924 |
| 23770 | FG-34000Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 8932cf1f…a151 |
| 23771 | FG-34001Jun 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | d3c6c27e…4c8c |
| 23772 | FG-34002May 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8951ac59…5869 |
| 23773 | FG-34003Jun 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 440bb1c1…2399 |
| 23774 | FG-34004Oct 25 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | b3c8de86…046e |
| 23775 | FG-34005Jan 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | ceebe57c…0009 |
| 23776 | FG-34006Mar 26 | Lumen Arts | 05Do not honor | Retry schedule | 2 | Recovered | $80 | $0.20 | 4a9261d0…247d |
| 23777 | FG-34007May 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 829a5773…ad2c |
| 23778 | FG-34008May 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4cdfcd2d…23f9 |
| 23779 | FG-34009Jan 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 14ee88ff…1956 |
| 23780 | FG-34010May 26 | Lumen Arts | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 7cbaa69f…1887 |
| 23781 | FG-34011Mar 26 | Lumen Arts | 62Account closed | Donor outreach | 1 | Recovered | $60 | $0.10 | 2150497f…c054 |
| 23782 | FG-34012Dec 25 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 34458749…b675 |
| 23783 | FG-34013May 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 7a40e5c6…68a3 |
| 23784 | FG-34014Jun 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | c26d2f82…f5f4 |
| 23785 | FG-34015Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 76e451bc…5567 |
| 23786 | FG-34016Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 390f33bf…819e |
| 23787 | FG-34017Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 4bac286e…b398 |
| 23788 | FG-34018Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 53393ad4…6817 |
| 23789 | FG-34019Mar 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | ea990202…8c9c |
| 23790 | FG-34020Dec 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | eae7ddf1…4038 |
| 23791 | FG-34021Sep 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 4c7aa82d…a379 |
| 23792 | FG-34022Dec 25 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 7c519a31…de10 |
| 23793 | FG-34023Oct 25 | Lumen Arts | 01Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 8f878778…a18b |
| 23794 | FG-34024Nov 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | de271f47…f30c |
| 23795 | FG-34025Feb 26 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | f8024b43…dd8d |
| 23796 | FG-34026Mar 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 31adfbac…564d |
| 23797 | FG-34027Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 8fad30b2…84e0 |
| 23798 | FG-34028Jun 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 505f2650…5262 |
| 23799 | FG-34029Aug 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 31db297c…86bf |
| 23800 | FG-34030Sep 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 87a83283…3bca |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.