Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 24051 | FG-34281Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $80 | $0.30 | 101f015c…2522 |
| 24052 | FG-34282Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 506ead89…9c23 |
| 24053 | FG-34283Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | f6b5ca32…1cf7 |
| 24054 | FG-34284Dec 25 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $90 | $0.30 | 0daae279…f027 |
| 24055 | FG-34285Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | c8dd4799…8945 |
| 24056 | FG-34286Jun 26 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 10c973bd…a858 |
| 24057 | FG-34287Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 30a7849b…00c3 |
| 24058 | FG-34288Jan 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 665b9347…8a7a |
| 24059 | FG-34289Jun 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f343dd95…1a6c |
| 24060 | FG-34290Sep 26 | Harbor Light | 46Account closed | Donor outreach | 1 | Recovered | $25 | $0.10 | 25f2af49…51eb |
| 24061 | FG-34291Nov 25 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 23d91df6…e74e |
| 24062 | FG-34292Feb 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 81c61d02…86f0 |
| 24063 | FG-34293Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $40 | $0.40 | 6ea397cd…c7cd |
| 24064 | FG-34294Aug 26 | Riverbend | 19Issuer unavailable | Retry schedule | 2 | Recovered | $40 | $0.20 | 504e9a49…7853 |
| 24065 | FG-34295Oct 25 | Harbor Light | 19Issuer unavailable | Retry schedule | 2 | Recovered | $10 | $0.20 | 5a26d989…cf71 |
| 24066 | FG-34296May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 0c1608dc…f1f3 |
| 24067 | FG-34297Jul 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 06d39e50…d4c0 |
| 24068 | FG-34298Sep 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 7901bc6d…06e6 |
| 24069 | FG-34299Feb 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 7fa51b7e…1a13 |
| 24070 | FG-34300May 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 6c6884b8…72cf |
| 24071 | FG-34301Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | d113f204…7a6c |
| 24072 | FG-34302Oct 25 | Northgate | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | a60c7b56…f119 |
| 24073 | FG-34303Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $100 | $0.30 | d42f95dc…7864 |
| 24074 | FG-34304Dec 25 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 0e5db1bc…c0c1 |
| 24075 | FG-34305Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | f387e535…6e12 |
| 24076 | FG-34306Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | b9f7a56d…a643 |
| 24077 | FG-34307Dec 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | c07b2d88…d989 |
| 24078 | FG-34308Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 487b012b…b038 |
| 24079 | FG-34309Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | e9680b75…ba76 |
| 24080 | FG-34310Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 2a962344…fca2 |
| 24081 | FG-34311Aug 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | a13dd537…0997 |
| 24082 | FG-34312Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | ddf9f710…7e70 |
| 24083 | FG-34313Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 9ac1b2f6…32e8 |
| 24084 | FG-34314Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 9cd43c67…a74f |
| 24085 | FG-34315Sep 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 3 | Recovered | $25 | $0.30 | 4d3687b6…cf76 |
| 24086 | FG-34316Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 07be9d4e…2d98 |
| 24087 | FG-34317Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 4 | Recovered | $30 | $0.40 | 8e6a5571…ab16 |
| 24088 | FG-34318May 26 | Cedar Valley | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | eb6ec310…ba15 |
| 24089 | FG-34319Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 446637a9…72c4 |
| 24090 | FG-34320Dec 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 15b8cd98…0f9d |
| 24091 | FG-34321Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 66146a60…c96e |
| 24092 | FG-34322Mar 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 426435d7…178b |
| 24093 | FG-34323Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | e9f058ce…731b |
| 24094 | FG-34324Oct 25 | Harbor Light | 78Account closed | Donor outreach | 1 | Recovered | $25 | $0.10 | a4854460…6795 |
| 24095 | FG-34325Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 9132c416…86cf |
| 24096 | FG-34326Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | c647a0d3…b79d |
| 24097 | FG-34327Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 25fb925f…a1aa |
| 24098 | FG-34328Oct 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | 83cb0aac…6b3e |
| 24099 | FG-34329Apr 26 | Cedar Valley | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | de1cd1bc…d036 |
| 24100 | FG-34330Sep 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c0f3e2e6…0443 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.