Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 2401 | FG-12631Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | dbfdd40c…110b |
| 2402 | FG-12632Nov 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 9abab629…a338 |
| 2403 | FG-12633Dec 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | ffd16eb3…2b53 |
| 2404 | FG-12634Jan 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 631eca40…43b6 |
| 2405 | FG-12635Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 0c0bcc53…3186 |
| 2406 | FG-12636Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | f949c7df…0825 |
| 2407 | FG-12637Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | b43f2031…c047 |
| 2408 | FG-12638Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | e0dfd5d2…c984 |
| 2409 | FG-12639Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | dd4f64cc…3e59 |
| 2410 | FG-12640Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 7f96a5c9…260e |
| 2411 | FG-12641Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e5d215f9…5c40 |
| 2412 | FG-12642Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $350 | $0.20 | aad01de6…e978 |
| 2413 | FG-12643Oct 25 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | eb040193…cb22 |
| 2414 | FG-12644Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 3a5fdbc8…8d8f |
| 2415 | FG-12645Aug 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | e0889052…ffd8 |
| 2416 | FG-12646Oct 25 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $80 | $0.10 | be4abc3c…169c |
| 2417 | FG-12647Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 6c1c8a13…fcb0 |
| 2418 | FG-12648Nov 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | a860977d…5a09 |
| 2419 | FG-12649Jan 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 069813dc…58bb |
| 2420 | FG-12650May 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 8b2d4262…9a90 |
| 2421 | FG-12651Jul 26 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | d9e75832…5095 |
| 2422 | FG-12652Oct 25 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Not recovered | — | $0.10 | 9202562d…5cbc |
| 2423 | FG-12653Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | 4cdf19c8…10c5 |
| 2424 | FG-12654Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | ee63e24e…0ef4 |
| 2425 | FG-12655Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 8277327d…acb1 |
| 2426 | FG-12656Oct 25 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ac5a8bf3…8682 |
| 2427 | FG-12657Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2967aabd…07f4 |
| 2428 | FG-12658Oct 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | c17353e8…d3e0 |
| 2429 | FG-12659Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 014ca73a…24d0 |
| 2430 | FG-12660Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | eb0e769a…7002 |
| 2431 | FG-12661Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 8be3e0aa…baf6 |
| 2432 | FG-12662Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 40424121…ce9b |
| 2433 | FG-12663Jun 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | a0933562…3604 |
| 2434 | FG-12664Jan 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e024f84c…c76b |
| 2435 | FG-12665Dec 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Recovered | $120 | $0.30 | 1415b247…e203 |
| 2436 | FG-12666Dec 25 | Lumen Arts | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | a3960ef3…2636 |
| 2437 | FG-12667Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 0e8ac6c9…7490 |
| 2438 | FG-12668Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 96b1422a…1a48 |
| 2439 | FG-12669Jan 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | a11d4a04…286e |
| 2440 | FG-12670Mar 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 191db250…4263 |
| 2441 | FG-12671Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e240868c…6387 |
| 2442 | FG-12672Apr 26 | Harbor Light | 19Issuer unavailable | Retry schedule | 4 | Recovered | $70 | $0.40 | eda2211a…9650 |
| 2443 | FG-12673Sep 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | c4854307…e726 |
| 2444 | FG-12674Oct 25 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 0060010f…ff0e |
| 2445 | FG-12675Dec 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 13a6eaa0…9963 |
| 2446 | FG-12676Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | 6d99f59a…f4af |
| 2447 | FG-12677Apr 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 8e00801b…2c34 |
| 2448 | FG-12678Sep 26 | Northgate | 43Lost or stolen | Donor outreach | 1 | Recovered | $70 | $0.10 | 8a816ead…f1f0 |
| 2449 | FG-12679Jan 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | 0d96c6a9…ec9a |
| 2450 | FG-12680Jul 26 | Riverbend | 05Do not honor | Retry schedule | 4 | Recovered | $35 | $0.40 | bafb0a6b…755e |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.