Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 25051 | FG-35281Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 6c26073b…62d7 |
| 25052 | FG-35282Jan 26 | Riverbend | 02Do not honor | Retry schedule | 4 | Recovered | $45 | $0.40 | 656b48cb…0406 |
| 25053 | FG-35283Jul 26 | Lumen Arts | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 8a027555…7d81 |
| 25054 | FG-35284Jan 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 100dd1d2…62b8 |
| 25055 | FG-35285May 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 9d3eb99c…b041 |
| 25056 | FG-35286Dec 25 | Cedar Valley | 62Account closed | Donor outreach | 1 | Recovered | $5 | $0.10 | 8b8d0eb5…1290 |
| 25057 | FG-35287Mar 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 89b63368…5624 |
| 25058 | FG-35288Dec 25 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 2ec23ba6…08a9 |
| 25059 | FG-35289Apr 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $35 | $0.10 | ab6d9946…2ec6 |
| 25060 | FG-35290Jul 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $35 | $0.20 | e5ef8707…4bc7 |
| 25061 | FG-35291Aug 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 3 | Recovered | $35 | $0.30 | 3a4b3bdd…8d83 |
| 25062 | FG-35292Aug 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 40f7e96d…b8e2 |
| 25063 | FG-35293Dec 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $225 | $0.10 | f4940912…9460 |
| 25064 | FG-35294Jul 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1bc5d1bd…0303 |
| 25065 | FG-35295Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 0550990a…13c1 |
| 25066 | FG-35296Sep 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 3c367b9b…d139 |
| 25067 | FG-35297Jan 26 | Harbor Light | 41Lost or stolen | Donor outreach | 1 | Recovered | $10 | $0.10 | 1f2715df…145b |
| 25068 | FG-35298Aug 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 09f6fd05…6b06 |
| 25069 | FG-35299Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 4383548d…1437 |
| 25070 | FG-35300Jan 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 69c77073…f0f7 |
| 25071 | FG-35301Apr 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 577469d7…46c2 |
| 25072 | FG-35302Mar 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | e31fe013…e3b8 |
| 25073 | FG-35303Jul 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d8c4e961…83d9 |
| 25074 | FG-35304Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | d0a6ef49…6cc8 |
| 25075 | FG-35305Feb 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 0685aee0…58f4 |
| 25076 | FG-35306Sep 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | c06d2a5a…a4e3 |
| 25077 | FG-35307Dec 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 40cdb595…2efd |
| 25078 | FG-35308Apr 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | f3e7584c…cef3 |
| 25079 | FG-35309Jul 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $25 | $0.10 | 66f2c7ab…1590 |
| 25080 | FG-35310Nov 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 3e147f0f…e6ee |
| 25081 | FG-35311Feb 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Recovered | $25 | $0.30 | 6b508a11…3093 |
| 25082 | FG-35312Jul 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 23869720…4e3f |
| 25083 | FG-35313Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 36151508…e7ef |
| 25084 | FG-35314Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 0f5a5dc7…d0e2 |
| 25085 | FG-35315Jul 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 058ca901…1569 |
| 25086 | FG-35316Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | f60d5a7a…f6cc |
| 25087 | FG-35317Sep 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 191ad1ac…fba0 |
| 25088 | FG-35318Jul 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 97371b48…e63e |
| 25089 | FG-35319May 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 3b494da5…fcbe |
| 25090 | FG-35320Jan 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 5848ec68…8c54 |
| 25091 | FG-35321May 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 229d111f…f2a8 |
| 25092 | FG-35322Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | b32b5281…fee2 |
| 25093 | FG-35323Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | d06bf612…cfc0 |
| 25094 | FG-35324May 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | f74ab793…323e |
| 25095 | FG-35325Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | d2910455…c406 |
| 25096 | FG-35326Aug 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 4c634c7b…ef8a |
| 25097 | FG-35327Oct 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | df216266…455f |
| 25098 | FG-35328Jan 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0f612fd0…8491 |
| 25099 | FG-35329Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | bd8c5974…89b3 |
| 25100 | FG-35330Aug 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 4f654fdd…0570 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.