Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 25201 | FG-35431Nov 25 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | ab23fd4b…a449 |
| 25202 | FG-35432Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 0ca976fe…f3fd |
| 25203 | FG-35433Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $90 | $0.30 | 07813cb1…bf3a |
| 25204 | FG-35434Jan 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | a0b7fc89…b4ed |
| 25205 | FG-35435Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $140 | $0.10 | fae7f23c…a0b9 |
| 25206 | FG-35436Mar 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $35 | $0.10 | d3290574…b144 |
| 25207 | FG-35437Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 1a8c8eb7…aae1 |
| 25208 | FG-35438Feb 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | e3d79006…0c74 |
| 25209 | FG-35439Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | cbe9ba5e…a5ed |
| 25210 | FG-35440Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 57f9c1a3…8cd7 |
| 25211 | FG-35441Apr 26 | Harbor Light | 01Do not honor | Retry schedule | 2 | Recovered | $60 | $0.20 | 460ba1d2…c53b |
| 25212 | FG-35442Jun 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 8939ec51…385a |
| 25213 | FG-35443Jun 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 885e7f4f…e7f0 |
| 25214 | FG-35444Sep 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 3bc2afb6…9434 |
| 25215 | FG-35445Aug 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 6aee43c3…561c |
| 25216 | FG-35446Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $170 | $0.20 | 917e1e41…26bd |
| 25217 | FG-35447Mar 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 9d1f32b6…da96 |
| 25218 | FG-35448Feb 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1e9df166…f198 |
| 25219 | FG-35449Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 1edff08e…3a0e |
| 25220 | FG-35450Nov 25 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 1d0dba67…8d7a |
| 25221 | FG-35451Jan 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $100 | $0.10 | ca77a366…a949 |
| 25222 | FG-35452Aug 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 7f7126aa…c40d |
| 25223 | FG-35453Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | ae3b2a61…f827 |
| 25224 | FG-35454Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 0a1a849a…a48f |
| 25225 | FG-35455Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 21b674da…c6a9 |
| 25226 | FG-35456Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 3af2ae64…0739 |
| 25227 | FG-35457Nov 25 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 05299900…fd19 |
| 25228 | FG-35458Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 8db9088b…8ab3 |
| 25229 | FG-35459Jan 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | 1643100c…8de5 |
| 25230 | FG-35460Jul 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 707d81db…0294 |
| 25231 | FG-35461Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 62893c9f…58b9 |
| 25232 | FG-35462Oct 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 296a0578…587e |
| 25233 | FG-35463Apr 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 4f981b0e…3d2c |
| 25234 | FG-35464Jun 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | b265a9d0…f332 |
| 25235 | FG-35465Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 6cc2e43e…0d4c |
| 25236 | FG-35466Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | e7486d0d…88a3 |
| 25237 | FG-35467Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | afac80ce…f3b8 |
| 25238 | FG-35468Jun 26 | Cedar Valley | 01Do not honor | Retry schedule | 2 | Recovered | $40 | $0.20 | 20eaef2f…3127 |
| 25239 | FG-35469Feb 26 | Harbor Light | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | ac66cab3…8864 |
| 25240 | FG-35470Aug 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d1f3c265…df3c |
| 25241 | FG-35471Jan 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | fd66b6c2…3fa8 |
| 25242 | FG-35472Feb 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | 331e7343…1a72 |
| 25243 | FG-35473Feb 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | dc569829…bada |
| 25244 | FG-35474Sep 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $180 | $0.10 | d8dcea1f…8af7 |
| 25245 | FG-35475Jan 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 5975c441…bc20 |
| 25246 | FG-35476May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 4ccd08a6…0bdd |
| 25247 | FG-35477Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 35344aba…83b1 |
| 25248 | FG-35478Jul 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 3739e491…3d76 |
| 25249 | FG-35479Aug 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | cf930063…12b4 |
| 25250 | FG-35480Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | e0f24c67…e975 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.