Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 25501 | FG-35731Jun 26 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $80 | $0.20 | e38fbf5b…877f |
| 25502 | FG-35732Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | e19e3cad…610f |
| 25503 | FG-35733May 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 4545e3c0…1e35 |
| 25504 | FG-35734Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2fbaf9af…7bda |
| 25505 | FG-35735Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | ea2356bb…a874 |
| 25506 | FG-35736Sep 26 | Lumen Arts | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 31ed14f4…42be |
| 25507 | FG-35737Feb 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $150 | $0.10 | 90984328…aee5 |
| 25508 | FG-35738Nov 25 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 3646a9f6…cdd7 |
| 25509 | FG-35739Aug 26 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | fa773632…45da |
| 25510 | FG-35740Jan 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | b7974eb9…4811 |
| 25511 | FG-35741Feb 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Recovered | $15 | $0.30 | ceeb44d6…707a |
| 25512 | FG-35742Apr 26 | Cedar Valley | 62Account closed | Donor outreach | 1 | Recovered | $15 | $0.10 | 5e8293a4…27b7 |
| 25513 | FG-35743May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 04fe4351…79ff |
| 25514 | FG-35744Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 6a6efe9d…617e |
| 25515 | FG-35745Nov 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 79792ba0…ca9d |
| 25516 | FG-35746Aug 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | bbdd8563…12c5 |
| 25517 | FG-35747Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 6e704fd2…f7a9 |
| 25518 | FG-35748Feb 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c6390397…5b87 |
| 25519 | FG-35749Aug 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d8cdc97e…2e3d |
| 25520 | FG-35750Dec 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d47b6bc6…683b |
| 25521 | FG-35751Jan 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 481a610e…808b |
| 25522 | FG-35752Jul 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d9be256c…5237 |
| 25523 | FG-35753Nov 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 7ea3413e…0b87 |
| 25524 | FG-35754Mar 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | d632fa04…0835 |
| 25525 | FG-35755Apr 26 | Riverbend | 01Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | e169375a…9991 |
| 25526 | FG-35756Dec 25 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | ecb4ae79…c8e3 |
| 25527 | FG-35757Nov 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | fbf202b2…5846 |
| 25528 | FG-35758Jan 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $15 | $0.10 | 4e017ac3…6d9c |
| 25529 | FG-35759Jul 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | b9dd45ab…ce47 |
| 25530 | FG-35760Feb 26 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 8b06dc5d…b978 |
| 25531 | FG-35761Jun 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $110 | $0.10 | a8f1432d…ee8d |
| 25532 | FG-35762Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 1989f538…91a3 |
| 25533 | FG-35763May 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | df1acd1b…d148 |
| 25534 | FG-35764Mar 26 | Northgate | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 0261e5d9…0776 |
| 25535 | FG-35765Nov 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 711d503c…4030 |
| 25536 | FG-35766Jun 26 | Cedar Valley | 01Do not honor | Retry schedule | 2 | Recovered | $35 | $0.20 | 12ce568f…e465 |
| 25537 | FG-35767Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 9a5523c7…de33 |
| 25538 | FG-35768Dec 25 | Northgate | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 56a5a48a…478f |
| 25539 | FG-35769Jan 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 1483325e…f05b |
| 25540 | FG-35770Feb 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 68149adf…50c6 |
| 25541 | FG-35771Jul 26 | Cedar Valley | R09ACH R01 funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 0f10720f…d128 |
| 25542 | FG-35772Oct 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | cefd58b9…4997 |
| 25543 | FG-35773Jan 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | efcf69ac…21e5 |
| 25544 | FG-35774Apr 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | dbd10a50…9d8e |
| 25545 | FG-35775Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 3b3dc479…6c87 |
| 25546 | FG-35776Jun 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | a517de28…1d7f |
| 25547 | FG-35777Aug 26 | Cedar Valley | 41Lost or stolen | Card updater, then retry | 1 | Not recovered | — | $0.10 | 3742d6d1…a090 |
| 25548 | FG-35778Feb 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 2bcf9962…2411 |
| 25549 | FG-35779Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 92b20f2b…5aea |
| 25550 | FG-35780Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 2dee6f10…6f46 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.