Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 26651 | FG-36881Jun 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $140 | $0.10 | 6dee9a1b…f6eb |
| 26652 | FG-36882Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 5efdde49…99c0 |
| 26653 | FG-36883May 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0ec7ea34…fd57 |
| 26654 | FG-36884Sep 26 | Lumen Arts | 02Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | 5aacb074…645a |
| 26655 | FG-36885Mar 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 766e250a…fef1 |
| 26656 | FG-36886Jul 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 6623332e…b0f4 |
| 26657 | FG-36887Oct 25 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $110 | $0.10 | f57b1033…ff7b |
| 26658 | FG-36888Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 34f1e635…6207 |
| 26659 | FG-36889Apr 26 | Lumen Arts | 33Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | 40203db4…18f9 |
| 26660 | FG-36890May 26 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | db8cef07…0220 |
| 26661 | FG-36891Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 5db4fc2d…90da |
| 26662 | FG-36892Aug 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 21065112…0b25 |
| 26663 | FG-36893Apr 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 593965d3…6490 |
| 26664 | FG-36894Feb 26 | Harbor Light | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 27a90544…4ae1 |
| 26665 | FG-36895Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | cce2eaad…0e1b |
| 26666 | FG-36896Nov 25 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | ed154525…74b3 |
| 26667 | FG-36897Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | eb74a502…31e9 |
| 26668 | FG-36898Jan 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | ee98885d…891b |
| 26669 | FG-36899Feb 26 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $35 | $0.20 | 35fe8eaa…74a6 |
| 26670 | FG-36900Apr 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 5d1b42d5…5d4a |
| 26671 | FG-36901Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 9011919a…c763 |
| 26672 | FG-36902Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | 2c4b1de6…e0c7 |
| 26673 | FG-36903Feb 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $70 | $0.10 | e1ba8f2a…3902 |
| 26674 | FG-36904Mar 26 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 733eeb93…0443 |
| 26675 | FG-36905Jun 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 2 | Recovered | $70 | $0.20 | d2b23414…0dd4 |
| 26676 | FG-36906Sep 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Recovered | $70 | $0.20 | d8e53fa0…9ade |
| 26677 | FG-36907Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 4886c660…2479 |
| 26678 | FG-36908Dec 25 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | f068bd49…bc31 |
| 26679 | FG-36909May 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 800556e2…44fb |
| 26680 | FG-36910Aug 26 | Riverbend | 01Do not honor | Retry schedule | 4 | Recovered | $20 | $0.40 | b2e8676e…118a |
| 26681 | FG-36911Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 40d74ae8…bbd9 |
| 26682 | FG-36912Mar 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 43303b22…6eb2 |
| 26683 | FG-36913Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | e257a130…cbbc |
| 26684 | FG-36914Oct 25 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | e9c202f7…41fa |
| 26685 | FG-36915Jan 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | c9f0d638…8287 |
| 26686 | FG-36916Mar 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | b6ef1301…488f |
| 26687 | FG-36917Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | 0bcea721…81a0 |
| 26688 | FG-36918Jan 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f8b53e92…5b35 |
| 26689 | FG-36919Mar 26 | Riverbend | 01Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | 8c8f6ff3…94b4 |
| 26690 | FG-36920Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 27d2c0da…f855 |
| 26691 | FG-36921Oct 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 57c15893…b9d8 |
| 26692 | FG-36922Sep 26 | Northgate | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | f9aa9959…1044 |
| 26693 | FG-36923Jan 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | e75ca505…4c2d |
| 26694 | FG-36924May 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 2 | Recovered | $15 | $0.20 | ad883398…47b8 |
| 26695 | FG-36925Oct 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 7e9ef8e8…c402 |
| 26696 | FG-36926Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e2ab3a1d…8886 |
| 26697 | FG-36927May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | ce660d20…5e89 |
| 26698 | FG-36928Jul 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $40 | $0.10 | 34a57e39…8331 |
| 26699 | FG-36929Aug 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e1c69cc4…8c7c |
| 26700 | FG-36930Jun 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | ea01f2bf…62b6 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.