Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 26751 | FG-36981Sep 26 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | d7292722…879b |
| 26752 | FG-36982Nov 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a291c5d0…4037 |
| 26753 | FG-36983Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 74fe107b…6e07 |
| 26754 | FG-36984Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 29a824cf…5da0 |
| 26755 | FG-36985Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 94ea9494…cc2a |
| 26756 | FG-36986May 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $90 | $0.10 | 5408c22d…555d |
| 26757 | FG-36987Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 84d7ae37…927b |
| 26758 | FG-36988Sep 26 | Riverbend | 01Do not honor | Retry schedule | 2 | Recovered | $90 | $0.20 | ac1affce…8fa3 |
| 26759 | FG-36989Apr 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 34db5d99…cf21 |
| 26760 | FG-36990Jan 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 9997add2…2957 |
| 26761 | FG-36991Jul 26 | Riverbend | 46Account closed | Donor outreach | 1 | Recovered | $25 | $0.10 | 20b7252f…83f9 |
| 26762 | FG-36992Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 60a94668…8a80 |
| 26763 | FG-36993Jan 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 86991354…827d |
| 26764 | FG-36994Sep 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | afe106f6…9cc7 |
| 26765 | FG-36995Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | 899033d6…1e72 |
| 26766 | FG-36996Dec 25 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 6fafcdb9…ffcf |
| 26767 | FG-36997May 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d59f9ff4…6267 |
| 26768 | FG-36998Feb 26 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $110 | $0.20 | bcce37ca…66d5 |
| 26769 | FG-36999Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 8edcd566…5bce |
| 26770 | FG-37000Jun 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | aa2aab96…37d6 |
| 26771 | FG-37001Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 6d830957…15d7 |
| 26772 | FG-37002Sep 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | 4cc3a7a9…948d |
| 26773 | FG-37003Jan 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | a875dff5…9833 |
| 26774 | FG-37004Nov 25 | Harbor Light | 96Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 65b85cce…9795 |
| 26775 | FG-37005Jun 26 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | 7de3c37b…6995 |
| 26776 | FG-37006May 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 9c943f5c…f0b2 |
| 26777 | FG-37007Jun 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 2 | Recovered | $35 | $0.20 | 661b99a6…75ec |
| 26778 | FG-37008Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 20e9cc69…8197 |
| 26779 | FG-37009Nov 25 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | 8f4a564a…030a |
| 26780 | FG-37010Aug 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e9288dd3…f150 |
| 26781 | FG-37011Mar 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 3ed90a3d…2abe |
| 26782 | FG-37012Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 631c9d87…f85e |
| 26783 | FG-37013May 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | e302b3eb…8860 |
| 26784 | FG-37014Jan 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 4d614c91…2af9 |
| 26785 | FG-37015Jun 26 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $70 | $0.30 | eb464f87…2c06 |
| 26786 | FG-37016Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 64866a61…5aed |
| 26787 | FG-37017Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 1a6e16e9…c4a8 |
| 26788 | FG-37018Mar 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 3f765cc8…9548 |
| 26789 | FG-37019Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | c60660ba…e7e7 |
| 26790 | FG-37020Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 84a96df1…267e |
| 26791 | FG-37021Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | b1b2447b…e88a |
| 26792 | FG-37022Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $300 | $0.10 | ec6a471d…b076 |
| 26793 | FG-37023May 26 | Northgate | 65Insufficient funds | Retry schedule | 4 | Recovered | $30 | $0.40 | 733cfff4…f1c7 |
| 26794 | FG-37024Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 03d4b245…5a42 |
| 26795 | FG-37025Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $170 | $0.10 | 16562296…982d |
| 26796 | FG-37026May 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 0b674db1…b9da |
| 26797 | FG-37027Jun 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | b442e941…2405 |
| 26798 | FG-37028Jan 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | 31f4809a…8273 |
| 26799 | FG-37029Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 4b4dc404…8419 |
| 26800 | FG-37030Feb 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 4cfb8c98…bcd8 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.