Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 27151 | FG-37381Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 17d5e24f…7051 |
| 27152 | FG-37382Nov 25 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 3fa48903…e67e |
| 27153 | FG-37383Apr 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | a6c8373f…53b3 |
| 27154 | FG-37384Feb 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | fa5a8810…a7e6 |
| 27155 | FG-37385Jul 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 0c89fa37…c3cf |
| 27156 | FG-37386Jun 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d60a3f11…1cf1 |
| 27157 | FG-37387Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | a832a7ff…f502 |
| 27158 | FG-37388Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | a8c88cd3…ff3c |
| 27159 | FG-37389Sep 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | efe2b566…aab0 |
| 27160 | FG-37390Oct 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 60a4d37a…5b19 |
| 27161 | FG-37391Nov 25 | Riverbend | 91Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | a2c67d78…d0e1 |
| 27162 | FG-37392Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Recovered | $40 | $0.30 | f2f4def4…d24a |
| 27163 | FG-37393Jul 26 | Riverbend | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 683b5b9d…11b3 |
| 27164 | FG-37394Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | eb398d89…123c |
| 27165 | FG-37395Sep 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 6e6eb372…1fb1 |
| 27166 | FG-37396Feb 26 | Lumen Arts | 01Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | 4b2cf49b…b0ac |
| 27167 | FG-37397Jun 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 19c85afa…4e11 |
| 27168 | FG-37398Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | b9113b6c…3dc7 |
| 27169 | FG-37399Apr 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | d09c2c31…efaf |
| 27170 | FG-37400Oct 25 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Recovered | $15 | $0.30 | 1b1afa03…ce5e |
| 27171 | FG-37401Feb 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | a442d0c6…4507 |
| 27172 | FG-37402Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 8ad7dd28…2368 |
| 27173 | FG-37403Mar 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $35 | $0.20 | 69334102…5110 |
| 27174 | FG-37404Jul 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 1a525800…7f59 |
| 27175 | FG-37405Feb 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 50830a61…766f |
| 27176 | FG-37406Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 1d0b51e9…f8e9 |
| 27177 | FG-37407Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 3eee6da9…fdc7 |
| 27178 | FG-37408Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 400c3962…0a1b |
| 27179 | FG-37409Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $40 | $0.30 | 40d94625…2478 |
| 27180 | FG-37410Sep 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | aa4f789e…c30e |
| 27181 | FG-37411Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 022b3b36…68e7 |
| 27182 | FG-37412Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | f490c1e4…be51 |
| 27183 | FG-37413Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | f96eb4c1…2d77 |
| 27184 | FG-37414Dec 25 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 73dd159e…68db |
| 27185 | FG-37415Mar 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 160db6f9…e253 |
| 27186 | FG-37416Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 3a19d0ac…6d62 |
| 27187 | FG-37417Mar 26 | Riverbend | 62Account closed | Donor outreach | 1 | Recovered | $50 | $0.10 | 6c3fbc5d…cfe1 |
| 27188 | FG-37418Mar 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | b1ee24d4…5c07 |
| 27189 | FG-37419Apr 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 6a0620ad…d817 |
| 27190 | FG-37420Jun 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $5 | $0.10 | 095cfe08…33dd |
| 27191 | FG-37421Sep 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | b70cc07c…1230 |
| 27192 | FG-37422Jun 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 2417f937…e1c6 |
| 27193 | FG-37423Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | a028a3cd…76d7 |
| 27194 | FG-37424Aug 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1025b43a…3e2e |
| 27195 | FG-37425Sep 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | e1f82f4c…8510 |
| 27196 | FG-37426Sep 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | a73e9df0…f512 |
| 27197 | FG-37427Dec 25 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | a2cef612…5a14 |
| 27198 | FG-37428Jan 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $80 | $0.10 | 1ee96397…969c |
| 27199 | FG-37429Aug 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | 8a29ecf2…facd |
| 27200 | FG-37430Jun 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $40 | $0.10 | e6509725…3207 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.