Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 27351 | FG-37581Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | d202cd8b…4b6d |
| 27352 | FG-37582Feb 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 299a56ca…33ee |
| 27353 | FG-37583Nov 25 | Lumen Arts | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | d999b27c…8428 |
| 27354 | FG-37584Mar 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 56297de2…ae71 |
| 27355 | FG-37585Jul 26 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | e8f2dc13…48cf |
| 27356 | FG-37586Sep 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | d7b8daf3…b89f |
| 27357 | FG-37587Oct 25 | Northgate | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 1a09c418…5558 |
| 27358 | FG-37588Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 3ae21b05…382f |
| 27359 | FG-37589Nov 25 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $80 | $0.10 | 1738b2a0…9e35 |
| 27360 | FG-37590Jan 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | d67e28d9…f5da |
| 27361 | FG-37591Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | b71d9f93…3119 |
| 27362 | FG-37592Sep 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 20722e42…94da |
| 27363 | FG-37593May 26 | Lumen Arts | 01Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | 56a368ce…c7c1 |
| 27364 | FG-37594Aug 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 8e9bcdad…3ba7 |
| 27365 | FG-37595Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | ceb8a903…791b |
| 27366 | FG-37596May 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 97aec538…89ec |
| 27367 | FG-37597Jul 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1ac5c607…6608 |
| 27368 | FG-37598Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | bff91646…3b2e |
| 27369 | FG-37599May 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $20 | $0.10 | 68bc2df1…5133 |
| 27370 | FG-37600Sep 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 699f13e0…817a |
| 27371 | FG-37601Jun 26 | Lumen Arts | 19Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 2e672fde…b9c6 |
| 27372 | FG-37602Mar 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | e17573db…98be |
| 27373 | FG-37603Oct 25 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ff301a35…70eb |
| 27374 | FG-37604Jan 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 7c3d4c26…be8d |
| 27375 | FG-37605Apr 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | ae7bac75…f0bd |
| 27376 | FG-37606Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 656f7e5e…65f0 |
| 27377 | FG-37607Nov 25 | Harbor Light | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 1fe56706…2bb8 |
| 27378 | FG-37608Feb 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 2d664392…af3d |
| 27379 | FG-37609Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 85a94e1f…5779 |
| 27380 | FG-37610Nov 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 9e4cf4a5…a574 |
| 27381 | FG-37611Sep 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 4 | Recovered | $30 | $0.40 | 668c7842…10c9 |
| 27382 | FG-37612Oct 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 88b96492…3911 |
| 27383 | FG-37613Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 2c7080d4…04dd |
| 27384 | FG-37614Oct 25 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $110 | $0.10 | 1aa78fee…57a9 |
| 27385 | FG-37615Jan 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $110 | $0.10 | 0b25011d…5095 |
| 27386 | FG-37616Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 8351dc64…eba2 |
| 27387 | FG-37617Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | c464136c…250f |
| 27388 | FG-37618Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 21c900cd…9dec |
| 27389 | FG-37619Sep 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | c4574756…d9af |
| 27390 | FG-37620Dec 25 | Cedar Valley | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 7f5afab7…78f9 |
| 27391 | FG-37621Jun 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 2 | Recovered | $60 | $0.20 | a75368e1…d824 |
| 27392 | FG-37622Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 236ea167…718f |
| 27393 | FG-37623Mar 26 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 0760caf5…8a1c |
| 27394 | FG-37624Oct 25 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | e6a1272a…0f4a |
| 27395 | FG-37625Jan 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | c70df352…08d7 |
| 27396 | FG-37626Jan 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 51c290b0…d0cb |
| 27397 | FG-37627Apr 26 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Recovered | $35 | $0.10 | f59540e9…bfc0 |
| 27398 | FG-37628Apr 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | 52a5b86e…8782 |
| 27399 | FG-37629Jan 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1b3fd66a…b2a4 |
| 27400 | FG-37630Jan 26 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 3176016d…129a |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.