Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 27501 | FG-37731Feb 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | ccb5261d…0a52 |
| 27502 | FG-37732Oct 25 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 0b2e349d…e116 |
| 27503 | FG-37733Oct 25 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Recovered | $50 | $0.30 | d15d329d…f6df |
| 27504 | FG-37734Nov 25 | Lumen Arts | 63Suspected fraud | Donor outreach | 1 | Recovered | $50 | $0.10 | 72d17ed8…1ccf |
| 27505 | FG-37735Apr 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | df137172…b574 |
| 27506 | FG-37736Oct 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | a4de9265…0e56 |
| 27507 | FG-37737Dec 25 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 999972a3…f913 |
| 27508 | FG-37738Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | ace9b525…2a05 |
| 27509 | FG-37739Aug 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | ec63b7ac…f625 |
| 27510 | FG-37740Aug 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 1a5faf72…bc09 |
| 27511 | FG-37741Nov 25 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 6017180c…23c0 |
| 27512 | FG-37742Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 4 | Recovered | $20 | $0.40 | f730eef8…c3a9 |
| 27513 | FG-37743Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | 02e72e21…cb74 |
| 27514 | FG-37744Dec 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 6f350fdf…9f0f |
| 27515 | FG-37745Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 25a123df…5172 |
| 27516 | FG-37746Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | dbfdb6ea…4e1d |
| 27517 | FG-37747May 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 428ea42a…f406 |
| 27518 | FG-37748Jul 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d0ca6404…fa31 |
| 27519 | FG-37749Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 4 | Recovered | $45 | $0.40 | 1a24c172…0f93 |
| 27520 | FG-37750Sep 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | ea54b72b…cc63 |
| 27521 | FG-37751Feb 26 | Northgate | R04ACH R03 no acct | Donor outreach | 1 | Recovered | $60 | $0.10 | 7d6c036c…a67a |
| 27522 | FG-37752Nov 25 | Cedar Valley | 33Expired card | Donor outreach | 1 | Recovered | $40 | $0.10 | c7e0b2a5…4658 |
| 27523 | FG-37753Dec 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 318d38ff…ffc8 |
| 27524 | FG-37754May 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1ee7187c…1bfe |
| 27525 | FG-37755Jun 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | a0e8c79b…328e |
| 27526 | FG-37756Dec 25 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 3bf8888a…703c |
| 27527 | FG-37757Sep 26 | Cedar Valley | 57Invalid card | Donor outreach | 1 | Recovered | $50 | $0.10 | a203b9a0…f9c5 |
| 27528 | FG-37758Mar 26 | Lumen Arts | R04ACH R03 no acct | Donor outreach | 1 | Recovered | $70 | $0.10 | ea51b8f7…a1e0 |
| 27529 | FG-37759Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | ed10249e…a4bd |
| 27530 | FG-37760Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 03ced32e…cd44 |
| 27531 | FG-37761Jan 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e8c0a2b0…dba2 |
| 27532 | FG-37762Feb 26 | Cedar Valley | 05Do not honor | Retry schedule | 4 | Recovered | $20 | $0.40 | 78e22513…32a4 |
| 27533 | FG-37763Apr 26 | Cedar Valley | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | aba7cbb7…cec8 |
| 27534 | FG-37764May 26 | Cedar Valley | 02Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 7b2b8e91…37db |
| 27535 | FG-37765Aug 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 3afd6240…da8b |
| 27536 | FG-37766Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | ae2f709d…e508 |
| 27537 | FG-37767Apr 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | fe9c432e…b2e9 |
| 27538 | FG-37768Mar 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | ac4a48b4…4d38 |
| 27539 | FG-37769Oct 25 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 34e70fa0…bf64 |
| 27540 | FG-37770Feb 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 429dd7cc…0dfa |
| 27541 | FG-37771Feb 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 20273b12…858c |
| 27542 | FG-37772Apr 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 611cfe45…02a3 |
| 27543 | FG-37773Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 79198e53…62d1 |
| 27544 | FG-37774Jun 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | b03067dd…df79 |
| 27545 | FG-37775Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | dcb3f5f8…258f |
| 27546 | FG-37776Dec 25 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 59512873…d2df |
| 27547 | FG-37777Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | ffcdd30a…c6fd |
| 27548 | FG-37778Nov 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d77c3de7…c8f0 |
| 27549 | FG-37779Feb 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $10 | $0.20 | 36ebb351…e9c8 |
| 27550 | FG-37780Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 295896f0…e522 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.