Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 28201 | FG-38431Nov 25 | Harbor Light | 96Issuer unavailable | Retry schedule | 3 | Recovered | $5 | $0.30 | e77185c7…0dcf |
| 28202 | FG-38432Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 01344e3a…5b23 |
| 28203 | FG-38433Apr 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $30 | $0.10 | 4e621c4f…bd09 |
| 28204 | FG-38434Jun 26 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 521ff1d3…dc20 |
| 28205 | FG-38435Sep 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 04b5e82d…572d |
| 28206 | FG-38436May 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 0186a84d…f08d |
| 28207 | FG-38437Oct 25 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 45579d8a…34ca |
| 28208 | FG-38438Apr 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | ca3b8d47…736e |
| 28209 | FG-38439Jul 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 5d3c3da4…29dd |
| 28210 | FG-38440Apr 26 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $100 | $0.10 | d1d2285b…6221 |
| 28211 | FG-38441Apr 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | cc0b2246…caf1 |
| 28212 | FG-38442Aug 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 1 | Not recovered | — | $0.10 | b1da362b…efd8 |
| 28213 | FG-38443Feb 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | a26370aa…ded3 |
| 28214 | FG-38444Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | be44e4bf…2d28 |
| 28215 | FG-38445Nov 25 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | a4d7add3…e2a6 |
| 28216 | FG-38446Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | b5531e91…baa0 |
| 28217 | FG-38447Oct 25 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | f1e906f6…4f0c |
| 28218 | FG-38448Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | ee7edb77…bf08 |
| 28219 | FG-38449Apr 26 | Cedar Valley | 02Do not honor | Retry schedule | 4 | Recovered | $10 | $0.40 | 85712574…0328 |
| 28220 | FG-38450May 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | 37157c72…fb5f |
| 28221 | FG-38451Jul 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 3cecd1c8…0522 |
| 28222 | FG-38452Aug 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 3cd21f06…2541 |
| 28223 | FG-38453Sep 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 7c41025b…202d |
| 28224 | FG-38454Feb 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 1ca34644…ef54 |
| 28225 | FG-38455Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 76f885ae…1ca7 |
| 28226 | FG-38456Jan 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 1dbb38ac…9a54 |
| 28227 | FG-38457Jul 26 | Harbor Light | 01Do not honor | Retry schedule | 4 | Recovered | $15 | $0.40 | 43c441cf…c0a1 |
| 28228 | FG-38458Aug 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | f0049a68…8d81 |
| 28229 | FG-38459Sep 26 | Cedar Valley | 01Do not honor | Retry schedule | 2 | Recovered | $45 | $0.20 | ab899c7c…0cc5 |
| 28230 | FG-38460Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 5d5e6125…1904 |
| 28231 | FG-38461Feb 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 1 | Recovered | $20 | $0.10 | fffeff12…27a3 |
| 28232 | FG-38462Oct 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 566f9c49…fa85 |
| 28233 | FG-38463Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 10e81ab9…8db7 |
| 28234 | FG-38464Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 20ba99e1…470b |
| 28235 | FG-38465Nov 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 4 | Recovered | $25 | $0.40 | bb4be353…6e09 |
| 28236 | FG-38466Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a925c2f2…0d0d |
| 28237 | FG-38467Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 4d85b501…aebb |
| 28238 | FG-38468Dec 25 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | a10b8f61…2823 |
| 28239 | FG-38469Sep 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Recovered | $15 | $0.30 | 2259b2eb…1038 |
| 28240 | FG-38470Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | a152f100…eee7 |
| 28241 | FG-38471Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 6f3d3311…c79f |
| 28242 | FG-38472Oct 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 1ad2148c…2e1c |
| 28243 | FG-38473Nov 25 | Northgate | 01Do not honor | Retry schedule | 4 | Recovered | $50 | $0.40 | 96223827…650f |
| 28244 | FG-38474Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | fecc5198…5931 |
| 28245 | FG-38475Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 6391c076…9a84 |
| 28246 | FG-38476Jul 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | bc1fea6b…1c03 |
| 28247 | FG-38477Feb 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | dc325603…2709 |
| 28248 | FG-38478Mar 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | 3bdc6eaf…b7fe |
| 28249 | FG-38479Sep 26 | Lumen Arts | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | e98738b6…ad90 |
| 28250 | FG-38480Mar 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | da919fb4…facc |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.