Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 28351 | FG-38581Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | bd22c12d…b84c |
| 28352 | FG-38582Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 2ec97557…5fbe |
| 28353 | FG-38583Jun 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 1e7a49c0…fe1c |
| 28354 | FG-38584Sep 26 | Cedar Valley | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 2b400b7f…92ee |
| 28355 | FG-38585Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | ea7504de…ac83 |
| 28356 | FG-38586Aug 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | aaa53e5e…9ee8 |
| 28357 | FG-38587Feb 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | b2547f1c…78be |
| 28358 | FG-38588Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | c514a287…b6a5 |
| 28359 | FG-38589Dec 25 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 8ed85c22…49d2 |
| 28360 | FG-38590Aug 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 2c0a52a2…13b7 |
| 28361 | FG-38591Sep 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Stopped | — | $0.10 | a5f11d65…aa7a |
| 28362 | FG-38592Nov 25 | Cedar Valley | 33Expired card | Donor outreach | 1 | Recovered | $90 | $0.10 | 4b82c75b…d5cf |
| 28363 | FG-38593Dec 25 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | e6401567…df52 |
| 28364 | FG-38594Aug 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 3f64b4a8…ed78 |
| 28365 | FG-38595Aug 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 65437a45…3eeb |
| 28366 | FG-38596Jan 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $120 | $0.10 | d8013bc2…976d |
| 28367 | FG-38597Apr 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | ce5f313c…31de |
| 28368 | FG-38598Dec 25 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a9cfcf20…3570 |
| 28369 | FG-38599Aug 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | 62cc817d…af39 |
| 28370 | FG-38600Jul 26 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 17e2273a…0839 |
| 28371 | FG-38601Dec 25 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $200 | $0.10 | 796bd0d1…32b5 |
| 28372 | FG-38602Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 9ac02b24…f916 |
| 28373 | FG-38603Sep 26 | Riverbend | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | b97ddf43…10ea |
| 28374 | FG-38604Dec 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0f5314d9…eacf |
| 28375 | FG-38605Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 31be1da5…7f2f |
| 28376 | FG-38606Feb 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 156f34ef…ec32 |
| 28377 | FG-38607Mar 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | b9cb388f…ee38 |
| 28378 | FG-38608Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 267138f3…4e01 |
| 28379 | FG-38609Aug 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0a1fd7db…5a93 |
| 28380 | FG-38610Jul 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 2b18ec16…3dbc |
| 28381 | FG-38611Nov 25 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | d9af58c9…c280 |
| 28382 | FG-38612Aug 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | b6db7db1…de15 |
| 28383 | FG-38613Oct 25 | Lumen Arts | R09ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | c4b9a9df…1987 |
| 28384 | FG-38614Apr 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 1f7dc332…459e |
| 28385 | FG-38615Mar 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 9b952652…c08e |
| 28386 | FG-38616Apr 26 | Northgate | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $45 | $0.10 | f90ab234…5a10 |
| 28387 | FG-38617Aug 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 116b1dad…0d06 |
| 28388 | FG-38618Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 8a9c89ab…4fa3 |
| 28389 | FG-38619Dec 25 | Northgate | 78Account closed | Donor outreach | 1 | Recovered | $50 | $0.10 | 75af1cf1…6f9f |
| 28390 | FG-38620Jul 26 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 0455f30d…babe |
| 28391 | FG-38621May 26 | Northgate | 62Account closed | Donor outreach | 1 | Recovered | $130 | $0.10 | 23e5e952…46ce |
| 28392 | FG-38622Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e9e87e16…06ae |
| 28393 | FG-38623Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | dc493fb1…a6da |
| 28394 | FG-38624Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 64994d53…7e28 |
| 28395 | FG-38625Jun 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | c4bed169…55e1 |
| 28396 | FG-38626Dec 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | d566112e…6db0 |
| 28397 | FG-38627Aug 26 | Lumen Arts | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | b8d79aad…ffa9 |
| 28398 | FG-38628May 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 4 | Recovered | $60 | $0.40 | 83f2a862…8037 |
| 28399 | FG-38629Jul 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 6c44a362…3317 |
| 28400 | FG-38630Jan 26 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $200 | $0.30 | 41a8090c…b0bd |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.