Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 28501 | FG-38731Aug 26 | Riverbend | 19Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 5296df5c…94e7 |
| 28502 | FG-38732Dec 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 7a7cd582…e3d3 |
| 28503 | FG-38733Oct 25 | Northgate | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | ffe5a177…bcc9 |
| 28504 | FG-38734Apr 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 628d828f…135f |
| 28505 | FG-38735Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $130 | $0.20 | c78db9e4…c304 |
| 28506 | FG-38736Apr 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 1cd42ab1…1651 |
| 28507 | FG-38737Feb 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 1 | Recovered | $70 | $0.10 | 74d1201d…fcd7 |
| 28508 | FG-38738Apr 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 6de7c5c3…a87f |
| 28509 | FG-38739Dec 25 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 13d24697…af55 |
| 28510 | FG-38740Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 61f792dc…c611 |
| 28511 | FG-38741Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 5ef92e0f…03fa |
| 28512 | FG-38742Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 196b7fdc…004c |
| 28513 | FG-38743Nov 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 6cd41bbd…6e62 |
| 28514 | FG-38744Jul 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | ad07bc73…0158 |
| 28515 | FG-38745Feb 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 2 | Recovered | $25 | $0.20 | ad4c62c6…0d4f |
| 28516 | FG-38746Dec 25 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 026ead63…4261 |
| 28517 | FG-38747Oct 25 | Cedar Valley | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | afac5a36…c8a3 |
| 28518 | FG-38748Jan 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 628614b2…1e32 |
| 28519 | FG-38749Jun 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | b76c6856…b33f |
| 28520 | FG-38750Oct 25 | Cedar Valley | R02ACH R02 closed | Donor outreach | 1 | Recovered | $15 | $0.10 | 72405f0b…bf57 |
| 28521 | FG-38751Feb 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 26aa950a…fd7d |
| 28522 | FG-38752Oct 25 | Riverbend | 43Lost or stolen | Donor outreach | 1 | Recovered | $10 | $0.10 | 6b412937…172c |
| 28523 | FG-38753Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 214828cd…f00d |
| 28524 | FG-38754May 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | bfcf4e03…0d32 |
| 28525 | FG-38755Jun 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 975b600d…0948 |
| 28526 | FG-38756Jun 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 5268f82f…f9fa |
| 28527 | FG-38757Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 159c95a4…ed0f |
| 28528 | FG-38758Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 0d79a526…3538 |
| 28529 | FG-38759Apr 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Recovered | $5 | $0.30 | a584cc6e…003e |
| 28530 | FG-38760Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | e945ac1d…5e26 |
| 28531 | FG-38761Sep 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b1dece64…a340 |
| 28532 | FG-38762Jan 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | cafc6e75…ccfa |
| 28533 | FG-38763Mar 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 4091ea52…70d9 |
| 28534 | FG-38764May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | d655b1a9…19c4 |
| 28535 | FG-38765Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | add31f75…8d7b |
| 28536 | FG-38766Apr 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 0ca11db7…2245 |
| 28537 | FG-38767Sep 26 | Lumen Arts | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $45 | $0.10 | 2b44fe1a…f5b8 |
| 28538 | FG-38768Jul 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 38986dcf…6b9e |
| 28539 | FG-38769Mar 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | cd701689…2547 |
| 28540 | FG-38770Apr 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 566fc5ef…fa8e |
| 28541 | FG-38771Jul 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | c9701efb…4f5b |
| 28542 | FG-38772Aug 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 8487bbf7…38c5 |
| 28543 | FG-38773Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 2 | Recovered | $10 | $0.20 | 429b7150…b1e7 |
| 28544 | FG-38774Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c1d86891…7edb |
| 28545 | FG-38775Mar 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 9bc96e2f…00f8 |
| 28546 | FG-38776Mar 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 376c0235…c0fc |
| 28547 | FG-38777Jul 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 05fa1cd0…74a0 |
| 28548 | FG-38778Sep 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 6ad69c54…85ba |
| 28549 | FG-38779Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | ff457d0d…173b |
| 28550 | FG-38780Nov 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 3a7779f0…c585 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.