Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 28901 | FG-39131Jul 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | b758b9c1…0370 |
| 28902 | FG-39132Feb 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 08b16ceb…04ca |
| 28903 | FG-39133May 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | d78c37dd…ac4f |
| 28904 | FG-39134Apr 26 | Northgate | 33Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | b3bd5b0a…cf40 |
| 28905 | FG-39135Feb 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | cfcbbb6f…8370 |
| 28906 | FG-39136Dec 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 2303eafe…95e6 |
| 28907 | FG-39137May 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | acab1fc2…4684 |
| 28908 | FG-39138Jun 26 | Riverbend | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $15 | $0.10 | e793bea1…d6bc |
| 28909 | FG-39139Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 00f078d6…f00d |
| 28910 | FG-39140Mar 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9c226efe…b21a |
| 28911 | FG-39141Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | eb0a3342…389b |
| 28912 | FG-39142Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 2dd77aaa…c6a2 |
| 28913 | FG-39143Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | b7a62b7d…bb16 |
| 28914 | FG-39144Dec 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 4109df0f…b805 |
| 28915 | FG-39145Jun 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 5b32990a…417e |
| 28916 | FG-39146Aug 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 1e82eaaf…7a73 |
| 28917 | FG-39147Oct 25 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 32b3cc25…39f2 |
| 28918 | FG-39148Feb 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | df2f3439…a29b |
| 28919 | FG-39149Feb 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $90 | $0.10 | c8772241…9f50 |
| 28920 | FG-39150Mar 26 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 47fbe3ae…22c3 |
| 28921 | FG-39151Jan 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 14a941be…dbe7 |
| 28922 | FG-39152Oct 25 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 25ec4f91…c707 |
| 28923 | FG-39153Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 46233ebd…1a99 |
| 28924 | FG-39154Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 58dc36dc…4f81 |
| 28925 | FG-39155Dec 25 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 70e1ddc2…d8ce |
| 28926 | FG-39156Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | c2d28b14…a246 |
| 28927 | FG-39157Nov 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | b2cbf9f3…ad6e |
| 28928 | FG-39158Mar 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 9d92e59b…e86e |
| 28929 | FG-39159Jul 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 6b3bb78f…923f |
| 28930 | FG-39160Mar 26 | Harbor Light | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $375 | $0.10 | d59fe33c…1c53 |
| 28931 | FG-39161May 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $375 | $0.10 | 323ae580…86f8 |
| 28932 | FG-39162Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | bdcd36cd…2edc |
| 28933 | FG-39163May 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 23703196…fb5e |
| 28934 | FG-39164Aug 26 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 564191e6…1d3d |
| 28935 | FG-39165Nov 25 | Harbor Light | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 74bb2fb5…0678 |
| 28936 | FG-39166Feb 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 6907f93f…0672 |
| 28937 | FG-39167Jan 26 | Lumen Arts | 14Invalid card | Donor outreach | 1 | Recovered | $60 | $0.10 | 994c50da…9fc9 |
| 28938 | FG-39168Feb 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | 7bb7cfae…e4af |
| 28939 | FG-39169Oct 25 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | d47453fd…93f3 |
| 28940 | FG-39170Nov 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 8d387c70…4e58 |
| 28941 | FG-39171Mar 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 47fce059…5ff1 |
| 28942 | FG-39172Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 31cb67c8…1b78 |
| 28943 | FG-39173Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 08226316…f55f |
| 28944 | FG-39174Jan 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 7b750a67…d86b |
| 28945 | FG-39175Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 3222f968…af29 |
| 28946 | FG-39176Feb 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 65ef5b55…cc31 |
| 28947 | FG-39177Nov 25 | Northgate | 62Account closed | Donor outreach | 1 | Recovered | $60 | $0.10 | fd697b3b…dac3 |
| 28948 | FG-39178Jan 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4792efc1…8dba |
| 28949 | FG-39179Jun 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 4896eff3…b52e |
| 28950 | FG-39180Sep 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 5f89c3cc…169f |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.