Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 29051 | FG-39281Jul 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 6fdfa40e…4cba |
| 29052 | FG-39282Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 2cb0aaaf…6323 |
| 29053 | FG-39283Feb 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | afb82c72…00ca |
| 29054 | FG-39284Feb 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 683adb2f…e8f0 |
| 29055 | FG-39285Sep 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $50 | $0.10 | c3ea23f0…ad63 |
| 29056 | FG-39286Oct 25 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 67e50842…13c8 |
| 29057 | FG-39287Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | edeb09d8…0025 |
| 29058 | FG-39288May 26 | Riverbend | R01ACH R01 funds | Retry schedule | 3 | Recovered | $45 | $0.30 | 4cfce1dc…ad99 |
| 29059 | FG-39289Oct 25 | Riverbend | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 8b62af5d…0262 |
| 29060 | FG-39290Jun 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 2698d1f8…3903 |
| 29061 | FG-39291Oct 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 21eefad9…14b4 |
| 29062 | FG-39292Jan 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 230a5da3…e127 |
| 29063 | FG-39293Aug 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | a9813910…0d55 |
| 29064 | FG-39294Jun 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d3ee64d4…9a94 |
| 29065 | FG-39295Oct 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 1ad77ec5…85f3 |
| 29066 | FG-39296May 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | c224f923…8c83 |
| 29067 | FG-39297Oct 25 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | f8df0b4f…1b3d |
| 29068 | FG-39298Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 4 | Recovered | $40 | $0.40 | 42512f9e…6173 |
| 29069 | FG-39299Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 7ccc7c19…b284 |
| 29070 | FG-39300Oct 25 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | c614c14e…182d |
| 29071 | FG-39301Jun 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | efb01ec3…eff4 |
| 29072 | FG-39302May 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0373b9aa…1818 |
| 29073 | FG-39303Jan 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 3c0555f9…bd2d |
| 29074 | FG-39304Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $25 | $0.30 | 0c36b1a9…bc31 |
| 29075 | FG-39305May 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | a52e6bfc…d4b2 |
| 29076 | FG-39306Jun 26 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 01c604d8…54a0 |
| 29077 | FG-39307Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 71b2b0d2…1340 |
| 29078 | FG-39308Aug 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | d6e90244…02fe |
| 29079 | FG-39309Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | a6cfd905…22b2 |
| 29080 | FG-39310Sep 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 9d357e62…a81b |
| 29081 | FG-39311Aug 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 1 | Not recovered | — | $0.10 | 28f98399…a4f3 |
| 29082 | FG-39312Jul 26 | Lumen Arts | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 4a1126d6…6194 |
| 29083 | FG-39313Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | adf8e6d5…1e21 |
| 29084 | FG-39314Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | bec68ece…9b48 |
| 29085 | FG-39315May 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $80 | $0.10 | 67044f33…df6f |
| 29086 | FG-39316Jan 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 70307941…c363 |
| 29087 | FG-39317Aug 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 6f8baf2a…0e09 |
| 29088 | FG-39318Feb 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 3f5e43fe…e0c7 |
| 29089 | FG-39319Jan 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 1 | Recovered | $50 | $0.10 | 59bdf048…53cb |
| 29090 | FG-39320Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 434d08cb…7e12 |
| 29091 | FG-39321Jun 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | dfa559b8…9be3 |
| 29092 | FG-39322Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | b3b30531…4c89 |
| 29093 | FG-39323Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 06d0c75b…7e69 |
| 29094 | FG-39324Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 14eb68b9…c2d6 |
| 29095 | FG-39325Feb 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 9b5b853a…c1da |
| 29096 | FG-39326Mar 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | b7723c49…525d |
| 29097 | FG-39327Apr 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $35 | $0.10 | 9de67370…f00f |
| 29098 | FG-39328Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 56a102e8…32bb |
| 29099 | FG-39329Nov 25 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | c215e794…e6c4 |
| 29100 | FG-39330Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c9d7a285…9228 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.