Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 29301 | FG-39531Oct 25 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 0c12b120…fd1e |
| 29302 | FG-39532Sep 26 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 9cbb226c…13f6 |
| 29303 | FG-39533Oct 25 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | aed9f328…5791 |
| 29304 | FG-39534Nov 25 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 4de834e0…3b1f |
| 29305 | FG-39535Apr 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | 71a87b0a…59f4 |
| 29306 | FG-39536Jun 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | b7a35058…a9b5 |
| 29307 | FG-39537Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 8105ad49…ccc0 |
| 29308 | FG-39538Mar 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 9111b1f8…b053 |
| 29309 | FG-39539Aug 26 | Harbor Light | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | cbac56dc…1922 |
| 29310 | FG-39540Nov 25 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | a7ec34ac…18c5 |
| 29311 | FG-39541Jan 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e1c65873…1d09 |
| 29312 | FG-39542May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $275 | $0.10 | 193a7e85…7fb1 |
| 29313 | FG-39543Jul 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $275 | $0.10 | 11079852…8978 |
| 29314 | FG-39544Aug 26 | Lumen Arts | 96Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 35fcfd37…8360 |
| 29315 | FG-39545Nov 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $170 | $0.10 | 3097292e…a6e3 |
| 29316 | FG-39546Dec 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $170 | $0.10 | ce2d795c…a8f7 |
| 29317 | FG-39547Aug 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 6e5d7589…9abc |
| 29318 | FG-39548Oct 25 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 9cabe46c…95c3 |
| 29319 | FG-39549Jan 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | cb9eba6b…4644 |
| 29320 | FG-39550Apr 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | 01c6a780…b6dc |
| 29321 | FG-39551May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | e17f1b5a…41de |
| 29322 | FG-39552Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 3ba2f326…e66a |
| 29323 | FG-39553Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | e20c7efb…9de5 |
| 29324 | FG-39554Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $20 | $0.40 | 8c5ee70b…e549 |
| 29325 | FG-39555Mar 26 | Riverbend | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 558cd643…051c |
| 29326 | FG-39556Jun 26 | Riverbend | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 578a693d…b831 |
| 29327 | FG-39557Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d1c207bd…d032 |
| 29328 | FG-39558Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 1a1d899d…598a |
| 29329 | FG-39559May 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | d54b8d8e…3fd3 |
| 29330 | FG-39560Sep 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | f2556a5f…60e3 |
| 29331 | FG-39561Jan 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | bfa91c1f…a1a9 |
| 29332 | FG-39562Jul 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 3c52fb0e…f189 |
| 29333 | FG-39563Oct 25 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | d8d9271d…2656 |
| 29334 | FG-39564Mar 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | 854c5885…7ab6 |
| 29335 | FG-39565Dec 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | d912d3bf…11bd |
| 29336 | FG-39566May 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 3227b6a4…d0b6 |
| 29337 | FG-39567Dec 25 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | d3d7f82b…66b0 |
| 29338 | FG-39568Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | f095838a…5644 |
| 29339 | FG-39569Jan 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 2ffd0398…08f5 |
| 29340 | FG-39570Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 576a2ef5…be67 |
| 29341 | FG-39571Nov 25 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 3f0e15de…12e0 |
| 29342 | FG-39572Mar 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 956e1eae…6e86 |
| 29343 | FG-39573Jun 26 | Lumen Arts | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | a370fbd3…4d5e |
| 29344 | FG-39574Nov 25 | Cedar Valley | 01Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | 9a5e49fc…d7de |
| 29345 | FG-39575May 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 159244d7…3891 |
| 29346 | FG-39576Jun 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | fbf0b712…6a8d |
| 29347 | FG-39577Jan 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 25fa72df…f794 |
| 29348 | FG-39578Oct 25 | Northgate | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 4af21017…899c |
| 29349 | FG-39579Apr 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | 77223f50…8936 |
| 29350 | FG-39580May 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 3905f772…b710 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.