Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 2951 | FG-13181Feb 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | 63011607…7599 |
| 2952 | FG-13182Jul 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | bf1a6b0f…ac5b |
| 2953 | FG-13183Nov 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | ee4942a5…3c17 |
| 2954 | FG-13184Jul 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 38637644…7f47 |
| 2955 | FG-13185May 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 5381a977…1b00 |
| 2956 | FG-13186Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9a10cbad…4918 |
| 2957 | FG-13187May 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 83f112e2…b954 |
| 2958 | FG-13188Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | 7a35a1e5…65f9 |
| 2959 | FG-13189Apr 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 4326f787…c352 |
| 2960 | FG-13190Aug 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 029881ca…dfcb |
| 2961 | FG-13191Sep 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | fd6caa2f…ed59 |
| 2962 | FG-13192Jan 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 83565a44…3047 |
| 2963 | FG-13193Dec 25 | Harbor Light | 05Do not honor | Retry schedule | 4 | Recovered | $10 | $0.40 | 7f6d25a8…64ca |
| 2964 | FG-13194May 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | 43ebec6a…d598 |
| 2965 | FG-13195Jan 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 8c48b15c…db18 |
| 2966 | FG-13196Nov 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | 7272c876…d2e0 |
| 2967 | FG-13197Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 0bf8564f…99f8 |
| 2968 | FG-13198Mar 26 | Cedar Valley | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 3e126f79…ab5a |
| 2969 | FG-13199Jul 26 | Harbor Light | 05Do not honor | Retry schedule | 4 | Recovered | $90 | $0.40 | c9da0104…2c59 |
| 2970 | FG-13200May 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 39b4d7ae…0cc4 |
| 2971 | FG-13201Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 4345b4d9…2508 |
| 2972 | FG-13202Sep 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $30 | $0.10 | c73ba0ae…ac27 |
| 2973 | FG-13203Jan 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | efd0bbf4…c9af |
| 2974 | FG-13204Feb 26 | Riverbend | 41Lost or stolen | Donor outreach | 1 | Recovered | $10 | $0.10 | 33cb1a09…73b7 |
| 2975 | FG-13205Jul 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | ca9a64f1…e5a7 |
| 2976 | FG-13206Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 02a6a5fc…84c7 |
| 2977 | FG-13207Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 6f21fee4…7646 |
| 2978 | FG-13208Nov 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 28afacf7…2f60 |
| 2979 | FG-13209Apr 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | ed31c9e2…7f7a |
| 2980 | FG-13210May 26 | Northgate | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 1576f737…580c |
| 2981 | FG-13211Sep 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | ce814f01…ffe9 |
| 2982 | FG-13212Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | b60e6e25…5e97 |
| 2983 | FG-13213Aug 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $35 | $0.10 | 930db280…0c07 |
| 2984 | FG-13214Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 6592ae55…f30c |
| 2985 | FG-13215May 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 05d97e6a…1ca2 |
| 2986 | FG-13216Oct 25 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 88f8a49e…21ad |
| 2987 | FG-13217Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 83f81a00…163a |
| 2988 | FG-13218Nov 25 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | aa035e13…6167 |
| 2989 | FG-13219Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | bd58545e…da3e |
| 2990 | FG-13220Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 99a78827…800f |
| 2991 | FG-13221Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | 18dcc7ab…6922 |
| 2992 | FG-13222May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 9325d5bd…9f24 |
| 2993 | FG-13223Mar 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | bbd8dc19…42c1 |
| 2994 | FG-13224Oct 25 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 62165f17…e0a4 |
| 2995 | FG-13225Feb 26 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 6ab9090f…f98c |
| 2996 | FG-13226Jul 26 | Northgate | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | d657807b…a8b1 |
| 2997 | FG-13227Nov 25 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 2a7afca5…0eb6 |
| 2998 | FG-13228Sep 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 600861c5…382b |
| 2999 | FG-13229Jun 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 0a5604ec…e94f |
| 3000 | FG-13230Sep 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | b577b678…73e1 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.