Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 30101 | FG-40331Mar 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | a573abc6…693d |
| 30102 | FG-40332Jul 26 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 8e9a68f0…5c41 |
| 30103 | FG-40333Oct 25 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $110 | $0.20 | 9aa7e247…f8a7 |
| 30104 | FG-40334Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 6932750b…7e31 |
| 30105 | FG-40335Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $110 | $0.30 | 957c4dc9…540a |
| 30106 | FG-40336Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e11fab48…3252 |
| 30107 | FG-40337Mar 26 | Northgate | 01Do not honor | Retry schedule | 4 | Recovered | $80 | $0.40 | 3c8392c9…bc23 |
| 30108 | FG-40338Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | d05f7800…291e |
| 30109 | FG-40339Dec 25 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | e84a74fe…2a03 |
| 30110 | FG-40340Nov 25 | Harbor Light | 19Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | a3f6c127…02ad |
| 30111 | FG-40341Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 62e4fae2…fd0b |
| 30112 | FG-40342Jan 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 6ba02a73…7ab4 |
| 30113 | FG-40343Jul 26 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 415d6079…4118 |
| 30114 | FG-40344Nov 25 | Northgate | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 36b5e48d…82b7 |
| 30115 | FG-40345Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $45 | $0.30 | 4ae3e23f…c86d |
| 30116 | FG-40346Apr 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 73f1e97b…5799 |
| 30117 | FG-40347Aug 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 88024b6f…11fa |
| 30118 | FG-40348Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 02701c93…dace |
| 30119 | FG-40349Mar 26 | Northgate | 46Account closed | Donor outreach | 1 | Recovered | $90 | $0.10 | 3b7dd7b1…54f8 |
| 30120 | FG-40350Aug 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $90 | $0.10 | b4e9bb5a…f959 |
| 30121 | FG-40351Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 9facefe6…7327 |
| 30122 | FG-40352Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $40 | $0.10 | e028efb5…114d |
| 30123 | FG-40353Jul 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b4b4f2a4…501f |
| 30124 | FG-40354Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 3ee46323…d238 |
| 30125 | FG-40355Feb 26 | Riverbend | 91Issuer unavailable | Retry schedule | 2 | Recovered | $40 | $0.20 | d8230fc5…47cc |
| 30126 | FG-40356Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | d2a8d350…4ab0 |
| 30127 | FG-40357Nov 25 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | 204a9ec8…7ae8 |
| 30128 | FG-40358May 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | fd9bce63…7eb0 |
| 30129 | FG-40359Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 3c9f6e25…c077 |
| 30130 | FG-40360Nov 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 7f3b84f3…eb79 |
| 30131 | FG-40361Jan 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d0d95ab9…f92d |
| 30132 | FG-40362Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | c3d04360…9475 |
| 30133 | FG-40363Jul 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 38e69818…1675 |
| 30134 | FG-40364Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 5d767846…9eb6 |
| 30135 | FG-40365Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 2c2cf335…b4d1 |
| 30136 | FG-40366Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | b18cdc09…c7e1 |
| 30137 | FG-40367Apr 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 88a5a5fd…8840 |
| 30138 | FG-40368May 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 9e53515f…2a56 |
| 30139 | FG-40369Mar 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 0c0dcc29…ea67 |
| 30140 | FG-40370Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | ea26280a…de2c |
| 30141 | FG-40371Feb 26 | Northgate | 91Issuer unavailable | Retry schedule | 2 | Recovered | $35 | $0.20 | 6063acb2…813d |
| 30142 | FG-40372Mar 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 09e8fc48…4bcc |
| 30143 | FG-40373Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 4 | Recovered | $45 | $0.40 | ee7730a2…c7ee |
| 30144 | FG-40374Dec 25 | Northgate | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | ec3945a3…8c36 |
| 30145 | FG-40375Mar 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | c292cc77…9bd3 |
| 30146 | FG-40376May 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 2f947c72…4b31 |
| 30147 | FG-40377Sep 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 0af1a095…ace6 |
| 30148 | FG-40378Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9d4f5701…8cb9 |
| 30149 | FG-40379Nov 25 | Northgate | 78Account closed | Donor outreach | 1 | Not recovered | — | $0.10 | c2159870…136f |
| 30150 | FG-40380Feb 26 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 187ad8e9…dd4d |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.