Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 30351 | FG-40581Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 4 | Recovered | $20 | $0.40 | ffd24cf7…cff7 |
| 30352 | FG-40582Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 4062d260…9e04 |
| 30353 | FG-40583Apr 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | dd743f84…3515 |
| 30354 | FG-40584Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | 5221793c…01f0 |
| 30355 | FG-40585May 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0f3127e0…855d |
| 30356 | FG-40586Jan 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 8d6ce1fe…a4a0 |
| 30357 | FG-40587Nov 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 082d3de6…beca |
| 30358 | FG-40588Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 388a3778…9118 |
| 30359 | FG-40589Jan 26 | Riverbend | 19Issuer unavailable | Retry schedule | 4 | Recovered | $70 | $0.40 | 28a36ea0…1ebc |
| 30360 | FG-40590Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | ec9e57fe…e4d3 |
| 30361 | FG-40591May 26 | Riverbend | 02Do not honor | Retry schedule | 2 | Recovered | $70 | $0.20 | 135fc060…c533 |
| 30362 | FG-40592Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | dd5a4f10…4f65 |
| 30363 | FG-40593Nov 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 2f05ca92…5423 |
| 30364 | FG-40594Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 1a15ba46…60d5 |
| 30365 | FG-40595Aug 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 81e07d5b…7636 |
| 30366 | FG-40596Jul 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 7deaaf28…ab4f |
| 30367 | FG-40597Dec 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $10 | $0.10 | c8de5e8f…cf17 |
| 30368 | FG-40598May 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 4936746c…8023 |
| 30369 | FG-40599Apr 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | c6e39c9c…2547 |
| 30370 | FG-40600Mar 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 2e3054d2…50f7 |
| 30371 | FG-40601Jul 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | d26ac2cb…9a55 |
| 30372 | FG-40602Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | a7c4b843…606e |
| 30373 | FG-40603Apr 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2b820685…b5e2 |
| 30374 | FG-40604Nov 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | ac494fc4…4acd |
| 30375 | FG-40605Jun 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 7b1ec176…b752 |
| 30376 | FG-40606Dec 25 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | ab28db39…9441 |
| 30377 | FG-40607Feb 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | ffa4c5b1…49ca |
| 30378 | FG-40608Sep 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | 4804b481…7468 |
| 30379 | FG-40609Sep 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 83eafdfa…756e |
| 30380 | FG-40610Oct 25 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 789864e1…cdfc |
| 30381 | FG-40611Mar 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 08bde032…d065 |
| 30382 | FG-40612Jun 26 | Northgate | 54Expired card | Card updater, then retry | 2 | Not recovered | — | $0.20 | e013c620…abc7 |
| 30383 | FG-40613Sep 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 844cad92…5233 |
| 30384 | FG-40614Nov 25 | Lumen Arts | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 38d5987b…8b2b |
| 30385 | FG-40615Mar 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 1b311771…7e8d |
| 30386 | FG-40616Apr 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | e10cc86b…7c02 |
| 30387 | FG-40617May 26 | Lumen Arts | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | ea03f6d8…f02e |
| 30388 | FG-40618Jun 26 | Lumen Arts | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 0281c35c…6b72 |
| 30389 | FG-40619Apr 26 | Harbor Light | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | c503bd28…7217 |
| 30390 | FG-40620Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 4d3e76d4…0734 |
| 30391 | FG-40621Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 415fc7cd…4246 |
| 30392 | FG-40622Jul 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $25 | $0.10 | 038246a4…5781 |
| 30393 | FG-40623Jun 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 519e20a4…1146 |
| 30394 | FG-40624Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $140 | $0.10 | eabe2b6e…31f3 |
| 30395 | FG-40625Feb 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 614b6460…b1c0 |
| 30396 | FG-40626Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 67e744bd…8998 |
| 30397 | FG-40627Sep 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | d3f6f476…9ce5 |
| 30398 | FG-40628Nov 25 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 990d9034…ce0f |
| 30399 | FG-40629Aug 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 0882071f…19df |
| 30400 | FG-40630Nov 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 5a1a6444…0f3c |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.