Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 30601 | FG-40831May 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 7c93f63f…bf02 |
| 30602 | FG-40832Jun 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | abe63fa9…5058 |
| 30603 | FG-40833May 26 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 863b185f…8da0 |
| 30604 | FG-40834Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 34b34c3d…5371 |
| 30605 | FG-40835Aug 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | 67e29ab9…989b |
| 30606 | FG-40836Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Recovered | $50 | $0.30 | 73cfb0db…9f39 |
| 30607 | FG-40837Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 2f1fa104…5962 |
| 30608 | FG-40838May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 474aba96…b65a |
| 30609 | FG-40839Oct 25 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | c7e5c432…cce0 |
| 30610 | FG-40840Aug 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 1 | Recovered | $30 | $0.10 | b6ff0772…afb7 |
| 30611 | FG-40841Oct 25 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 1a0564e6…c9f5 |
| 30612 | FG-40842May 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | a82a5fed…4902 |
| 30613 | FG-40843Jul 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 337797f9…0f8c |
| 30614 | FG-40844Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 1f465cbf…7ba0 |
| 30615 | FG-40845Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | c65ca2e1…0509 |
| 30616 | FG-40846Jan 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8d9357d5…9a73 |
| 30617 | FG-40847Sep 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | ee0e9ff0…1388 |
| 30618 | FG-40848Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $50 | $0.30 | c50f24be…004e |
| 30619 | FG-40849Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | d085116e…839a |
| 30620 | FG-40850Jul 26 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | ebcecaae…19ca |
| 30621 | FG-40851Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | dc5444b9…e823 |
| 30622 | FG-40852Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | db9ca064…e765 |
| 30623 | FG-40853Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 4195e0ad…6e4e |
| 30624 | FG-40854Dec 25 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | a541a7b1…19e7 |
| 30625 | FG-40855Jun 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | 549676ce…39a5 |
| 30626 | FG-40856Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 9d0eb368…9fa0 |
| 30627 | FG-40857Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 4 | Recovered | $20 | $0.40 | d6b3035a…877b |
| 30628 | FG-40858Mar 26 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 1c690eda…1449 |
| 30629 | FG-40859Nov 25 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 1ba48c0c…57a1 |
| 30630 | FG-40860Dec 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $80 | $0.10 | 27f01d82…9f34 |
| 30631 | FG-40861Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 23a58f6d…54bb |
| 30632 | FG-40862Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | ea545c05…1c21 |
| 30633 | FG-40863Nov 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 7251b2c3…06f9 |
| 30634 | FG-40864Sep 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 4746d79d…a26b |
| 30635 | FG-40865May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 12602a19…c0d3 |
| 30636 | FG-40866May 26 | Riverbend | 19Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | f3a74fa3…35ee |
| 30637 | FG-40867Feb 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 61b7ced2…463b |
| 30638 | FG-40868Sep 26 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 83845cb2…26ca |
| 30639 | FG-40869Nov 25 | Riverbend | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 05c601d1…4239 |
| 30640 | FG-40870Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | f2b26df1…b526 |
| 30641 | FG-40871Feb 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | cd7525b9…8ab8 |
| 30642 | FG-40872Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 049f4fb3…b9a5 |
| 30643 | FG-40873May 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | b270c26d…1da4 |
| 30644 | FG-40874Jan 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 9e670036…04ce |
| 30645 | FG-40875Nov 25 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Stopped | — | $0.10 | 39d7e470…8b86 |
| 30646 | FG-40876Oct 25 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 91130781…e7c6 |
| 30647 | FG-40877Mar 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 74f7a821…827c |
| 30648 | FG-40878Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | a5052c65…d79a |
| 30649 | FG-40879Jun 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | bcdd5c7b…b112 |
| 30650 | FG-40880Jul 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | f074ecf1…90c4 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.