Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 31051 | FG-41281Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | c59a538a…1b43 |
| 31052 | FG-41282Nov 25 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 128560ad…4d77 |
| 31053 | FG-41283Sep 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $10 | $0.10 | a7e11faa…4a31 |
| 31054 | FG-41284Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $130 | $0.20 | 7d7c37c5…e20b |
| 31055 | FG-41285Apr 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 7366a2cf…93b4 |
| 31056 | FG-41286Nov 25 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 01212518…5d82 |
| 31057 | FG-41287Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | e762510c…1b59 |
| 31058 | FG-41288Jul 26 | Riverbend | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | babb35d7…db33 |
| 31059 | FG-41289Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 179b1ed1…c0a7 |
| 31060 | FG-41290May 26 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | 83990f6b…28ac |
| 31061 | FG-41291Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | cd9feee3…62b4 |
| 31062 | FG-41292Nov 25 | Cedar Valley | 02Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 70916f9b…023a |
| 31063 | FG-41293Feb 26 | Cedar Valley | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | a1baec6f…72cf |
| 31064 | FG-41294Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 42f88f95…144c |
| 31065 | FG-41295May 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | d987b8fd…04bf |
| 31066 | FG-41296Jun 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 0919243f…3eee |
| 31067 | FG-41297Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 4e0e31fe…2209 |
| 31068 | FG-41298May 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 3b8b4b43…236d |
| 31069 | FG-41299Oct 25 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 6a9398be…eac1 |
| 31070 | FG-41300Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 94af2cf5…1c1c |
| 31071 | FG-41301Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 4 | Recovered | $110 | $0.40 | 5a3b6f8c…a649 |
| 31072 | FG-41302Feb 26 | Lumen Arts | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $110 | $0.10 | 8f352b53…c316 |
| 31073 | FG-41303Sep 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | 21677362…1def |
| 31074 | FG-41304Oct 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | ba8c258f…8d50 |
| 31075 | FG-41305Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | f11ebb19…e600 |
| 31076 | FG-41306Apr 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | d4c233cb…724e |
| 31077 | FG-41307Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $130 | $0.20 | 8a6abc1a…0061 |
| 31078 | FG-41308Sep 26 | Cedar Valley | 01Do not honor | Retry schedule | 2 | Recovered | $50 | $0.20 | d9ba698b…9424 |
| 31079 | FG-41309Oct 25 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | b8d54eae…7515 |
| 31080 | FG-41310Jul 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | cbe6e4cf…10c3 |
| 31081 | FG-41311Aug 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 2 | Recovered | $25 | $0.20 | e9f91746…8596 |
| 31082 | FG-41312Sep 26 | Cedar Valley | 02Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 645b9498…56c7 |
| 31083 | FG-41313Oct 25 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $30 | $0.10 | 77552bbd…b9e2 |
| 31084 | FG-41314Aug 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 200af0ae…277b |
| 31085 | FG-41315Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 2b1b3738…b76f |
| 31086 | FG-41316May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 3961b9ca…4b87 |
| 31087 | FG-41317Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 8324184b…b505 |
| 31088 | FG-41318Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | a8253483…c5b5 |
| 31089 | FG-41319Nov 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | ab488b98…5f29 |
| 31090 | FG-41320Jul 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 21ca6fc5…ab5a |
| 31091 | FG-41321Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | db50ce97…020f |
| 31092 | FG-41322Jan 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | 26543b90…7ce8 |
| 31093 | FG-41323Jun 26 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 0828d105…97e9 |
| 31094 | FG-41324Nov 25 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 0b5c7517…30ff |
| 31095 | FG-41325May 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | f052074d…64f2 |
| 31096 | FG-41326Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 31e6364a…f0ec |
| 31097 | FG-41327Dec 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | e88a7ecc…e208 |
| 31098 | FG-41328Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 6c658d39…ae28 |
| 31099 | FG-41329May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | 1e6901b0…42f8 |
| 31100 | FG-41330Jun 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | ebec7e6e…4ce2 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.