Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 31501 | FG-41731Sep 26 | Northgate | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 1a46bda5…f7a0 |
| 31502 | FG-41732Mar 26 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 79c78f8d…ff04 |
| 31503 | FG-41733Dec 25 | Cedar Valley | 43Lost or stolen | Donor outreach | 1 | Recovered | $110 | $0.10 | d34cf249…b1bf |
| 31504 | FG-41734Mar 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0650fd8b…9aa2 |
| 31505 | FG-41735Nov 25 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 67cf22ba…993f |
| 31506 | FG-41736Aug 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | fe39261b…a1f2 |
| 31507 | FG-41737Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $225 | $0.30 | 260a48d0…932b |
| 31508 | FG-41738Sep 26 | Northgate | 65Insufficient funds | Retry schedule | 4 | Recovered | $225 | $0.40 | 81e5dac4…0d52 |
| 31509 | FG-41739Feb 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Recovered | $110 | $0.20 | 7d68538e…071a |
| 31510 | FG-41740Jul 26 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 585a0aa7…b2e0 |
| 31511 | FG-41741Mar 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 1a3cc28c…7f14 |
| 31512 | FG-41742Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c0ddbb55…c69d |
| 31513 | FG-41743Feb 26 | Riverbend | 14Invalid card | Donor outreach | 1 | Not recovered | — | $0.10 | f7f64eb5…6ee7 |
| 31514 | FG-41744Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 4 | Recovered | $45 | $0.40 | 0ab9994a…e1d3 |
| 31515 | FG-41745Jan 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 5716facc…7e46 |
| 31516 | FG-41746Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | dcfa779d…0f84 |
| 31517 | FG-41747Feb 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 3be804c6…53ed |
| 31518 | FG-41748Jul 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 6d7f3fb0…84d6 |
| 31519 | FG-41749Nov 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | bedb4cc2…1e94 |
| 31520 | FG-41750May 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 91878a46…399c |
| 31521 | FG-41751Jan 26 | Cedar Valley | 02Do not honor | Retry schedule | 4 | Recovered | $140 | $0.40 | 199b04f4…afed |
| 31522 | FG-41752Jan 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | cb5c8868…3213 |
| 31523 | FG-41753Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | bd925ae5…b150 |
| 31524 | FG-41754Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 86636874…b6ed |
| 31525 | FG-41755Jul 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Recovered | $70 | $0.30 | c417eb4c…73a7 |
| 31526 | FG-41756Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 7b98f353…7ae7 |
| 31527 | FG-41757Jul 26 | Riverbend | 02Do not honor | Retry schedule | 4 | Recovered | $15 | $0.40 | de99af00…b209 |
| 31528 | FG-41758Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | dd43c320…f3e7 |
| 31529 | FG-41759May 26 | Lumen Arts | 19Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 16e8da74…3e52 |
| 31530 | FG-41760May 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | 68439233…9e71 |
| 31531 | FG-41761Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | c7841736…9fb3 |
| 31532 | FG-41762Oct 25 | Harbor Light | R02ACH R02 closed | Donor outreach | 1 | Recovered | $140 | $0.10 | f7006eac…c7bc |
| 31533 | FG-41763Apr 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | e18ad003…b45b |
| 31534 | FG-41764Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 0a9b09a8…f3c8 |
| 31535 | FG-41765Nov 25 | Cedar Valley | 05Do not honor | Retry schedule | 2 | Recovered | $35 | $0.20 | ebac8061…fac5 |
| 31536 | FG-41766Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 822ab8e4…57e9 |
| 31537 | FG-41767Nov 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 24e3928b…5e49 |
| 31538 | FG-41768Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 78c88b7c…223a |
| 31539 | FG-41769Nov 25 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $50 | $0.10 | d35e0d07…a226 |
| 31540 | FG-41770Jun 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | d2001b2c…6a37 |
| 31541 | FG-41771Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 38fd498f…4d68 |
| 31542 | FG-41772Apr 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $45 | $0.10 | 922adda5…4d06 |
| 31543 | FG-41773Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 5da62f91…092e |
| 31544 | FG-41774Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 60f43e25…15aa |
| 31545 | FG-41775Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | cfb5a0de…5219 |
| 31546 | FG-41776Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | a6af7f89…9424 |
| 31547 | FG-41777Mar 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 59a1c245…1918 |
| 31548 | FG-41778May 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $70 | $0.10 | 1cc83943…b601 |
| 31549 | FG-41779Jul 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $70 | $0.20 | 0a12555d…6e4d |
| 31550 | FG-41780Oct 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 7b1c315b…e900 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.