Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 31851 | FG-42081Apr 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 7de49e75…96b9 |
| 31852 | FG-42082Apr 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 830ee362…64f8 |
| 31853 | FG-42083Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $180 | $0.10 | 8815cec4…e2e7 |
| 31854 | FG-42084May 26 | Northgate | 43Lost or stolen | Card updater, then retry | 1 | Not recovered | — | $0.10 | c8c50c13…6fcb |
| 31855 | FG-42085Sep 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | c3b123b7…2a8f |
| 31856 | FG-42086Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 4 | Recovered | $25 | $0.40 | 945829ab…2bf0 |
| 31857 | FG-42087Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | f58ebb06…79a9 |
| 31858 | FG-42088Apr 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 404bcb2b…7df8 |
| 31859 | FG-42089Oct 25 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | e6582739…4225 |
| 31860 | FG-42090Dec 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | f8d19b2b…720d |
| 31861 | FG-42091Sep 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 5cf23080…0c20 |
| 31862 | FG-42092Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 12ec9f1d…6b24 |
| 31863 | FG-42093Feb 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | c35b811a…dc0b |
| 31864 | FG-42094Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 246a8db2…56c1 |
| 31865 | FG-42095Nov 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | fd9b90fa…5cf1 |
| 31866 | FG-42096Feb 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b51f7400…0bf3 |
| 31867 | FG-42097Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 4 | Recovered | $10 | $0.40 | d4c1f5c6…8132 |
| 31868 | FG-42098Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 959202a9…2892 |
| 31869 | FG-42099Dec 25 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 5310e99a…34b3 |
| 31870 | FG-42100Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 43cffc39…7833 |
| 31871 | FG-42101Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | e8878508…f5c4 |
| 31872 | FG-42102Jul 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 41be71b0…6807 |
| 31873 | FG-42103May 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 36058674…4e7d |
| 31874 | FG-42104Mar 26 | Northgate | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 7fead709…3bf2 |
| 31875 | FG-42105Oct 25 | Northgate | R01ACH R01 funds | Retry schedule | 3 | Recovered | $35 | $0.30 | 5272e7c6…7d48 |
| 31876 | FG-42106Oct 25 | Cedar Valley | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | bc713db2…301e |
| 31877 | FG-42107Nov 25 | Cedar Valley | R01ACH R01 funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 020db4ef…2fff |
| 31878 | FG-42108May 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $10 | $0.10 | cf27a2f8…8e87 |
| 31879 | FG-42109May 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $90 | $0.10 | b87a8f4d…6b2f |
| 31880 | FG-42110Jun 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | ffbb0f8b…ce2e |
| 31881 | FG-42111Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | e6fcee18…9a41 |
| 31882 | FG-42112Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | e512d2bc…299b |
| 31883 | FG-42113Feb 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1315fac2…34e9 |
| 31884 | FG-42114Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 969a698e…3d9d |
| 31885 | FG-42115Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | dcfee1a8…af61 |
| 31886 | FG-42116Jan 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | cbc8bd13…3ab5 |
| 31887 | FG-42117Dec 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 333521eb…85c5 |
| 31888 | FG-42118Jun 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | bae5d95b…8166 |
| 31889 | FG-42119Aug 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 6e4e6a08…dc07 |
| 31890 | FG-42120Apr 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 242b203e…b322 |
| 31891 | FG-42121Jul 26 | Cedar Valley | R09ACH R01 funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 129d7668…d4c1 |
| 31892 | FG-42122Jan 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | bb97dbb3…e891 |
| 31893 | FG-42123Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | dbba15fe…075d |
| 31894 | FG-42124Jul 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 954826dd…ba2b |
| 31895 | FG-42125Sep 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $20 | $0.10 | 4181cd9c…6451 |
| 31896 | FG-42126Mar 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $140 | $0.10 | e5b505d8…e8c5 |
| 31897 | FG-42127Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $140 | $0.20 | dbba1ff4…959b |
| 31898 | FG-42128Sep 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 25a32b34…c5e4 |
| 31899 | FG-42129Apr 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 717c5007…8dd9 |
| 31900 | FG-42130Aug 26 | Cedar Valley | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | a9524f4e…8dd3 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.