Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 32501 | FG-42731Nov 25 | Northgate | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 49d5de37…5f31 |
| 32502 | FG-42732Feb 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | aef2f318…1b28 |
| 32503 | FG-42733Feb 26 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | 2d779208…c1bc |
| 32504 | FG-42734Mar 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 9cab2f9c…2c8e |
| 32505 | FG-42735Dec 25 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | b2a7f1db…753c |
| 32506 | FG-42736Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | e1b0e9fc…6ab5 |
| 32507 | FG-42737Jan 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $100 | $0.10 | 6bf2ea25…916d |
| 32508 | FG-42738Nov 25 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $80 | $0.10 | bb2b74a7…c4b0 |
| 32509 | FG-42739Aug 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | fe08707b…947a |
| 32510 | FG-42740Nov 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | 1f860abc…5d54 |
| 32511 | FG-42741May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 77a6f514…8148 |
| 32512 | FG-42742Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $45 | $0.30 | 8cec5e21…c645 |
| 32513 | FG-42743Feb 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 23426f8b…99e6 |
| 32514 | FG-42744Feb 26 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f29cdcc0…9423 |
| 32515 | FG-42745Mar 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 6fd0052c…0c6d |
| 32516 | FG-42746Nov 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 94cded86…fe47 |
| 32517 | FG-42747Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 0dfdf341…5ade |
| 32518 | FG-42748Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | e7367efd…4ae6 |
| 32519 | FG-42749Feb 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | bd47859e…0115 |
| 32520 | FG-42750May 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | c7795512…1f5c |
| 32521 | FG-42751Nov 25 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 32ba3596…62bb |
| 32522 | FG-42752Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | af175b14…e5ee |
| 32523 | FG-42753Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | bd4e4843…8de4 |
| 32524 | FG-42754Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | db452126…5389 |
| 32525 | FG-42755Jun 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 99a4c239…4404 |
| 32526 | FG-42756Jul 26 | Northgate | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | d141458c…7309 |
| 32527 | FG-42757Mar 26 | Northgate | 02Do not honor | Retry schedule | 4 | Recovered | $70 | $0.40 | 8bc4bbb1…9809 |
| 32528 | FG-42758May 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $25 | $0.30 | 3b5dff6b…0bd6 |
| 32529 | FG-42759Jan 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 63c0d9a3…0748 |
| 32530 | FG-42760Feb 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 56b23cf9…3e70 |
| 32531 | FG-42761Mar 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 4dc43e82…8594 |
| 32532 | FG-42762Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 65ab7a9d…ff82 |
| 32533 | FG-42763May 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | eaed9efc…d084 |
| 32534 | FG-42764Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 36dde59d…ea38 |
| 32535 | FG-42765Jan 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 298a5d34…8d87 |
| 32536 | FG-42766Apr 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | acad0f92…8fe8 |
| 32537 | FG-42767Aug 26 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 077f429b…7685 |
| 32538 | FG-42768Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d0cb1d72…e35e |
| 32539 | FG-42769May 26 | Lumen Arts | 02Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | c3af1768…ec6a |
| 32540 | FG-42770Apr 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | c5844c06…a6b6 |
| 32541 | FG-42771Dec 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8e86beef…b13e |
| 32542 | FG-42772Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | cdd0d694…b738 |
| 32543 | FG-42773May 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | 0e0ae876…30f9 |
| 32544 | FG-42774Nov 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $110 | $0.10 | b92b84cc…0d79 |
| 32545 | FG-42775Sep 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 513a3e32…c72f |
| 32546 | FG-42776Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $150 | $0.10 | 913262d4…2039 |
| 32547 | FG-42777Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 56aeea9a…3269 |
| 32548 | FG-42778Nov 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | adc87996…f98e |
| 32549 | FG-42779Mar 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 3cfd520f…0600 |
| 32550 | FG-42780Feb 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0a17e6c7…a7a4 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.