Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 32751 | FG-42981Nov 25 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $225 | $0.10 | 69df43fe…794f |
| 32752 | FG-42982May 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2eb1ef13…0d26 |
| 32753 | FG-42983Feb 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 423098f7…b54a |
| 32754 | FG-42984Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 278926be…e553 |
| 32755 | FG-42985Nov 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | bfa2bcd7…45d0 |
| 32756 | FG-42986Sep 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | fe259c25…af13 |
| 32757 | FG-42987Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 4384aa24…bdf9 |
| 32758 | FG-42988Aug 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $200 | $0.10 | 3a811295…9436 |
| 32759 | FG-42989Oct 25 | Northgate | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 4ba0abbd…5be7 |
| 32760 | FG-42990Jul 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $325 | $0.10 | 4ff559b8…8c67 |
| 32761 | FG-42991Dec 25 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Recovered | $15 | $0.30 | 34bfe7e8…4a52 |
| 32762 | FG-42992Jul 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 486d6610…78f5 |
| 32763 | FG-42993Oct 25 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 2346aee5…1e67 |
| 32764 | FG-42994Oct 25 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 9bcd7a4a…066d |
| 32765 | FG-42995Sep 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e3cf144a…f51c |
| 32766 | FG-42996Aug 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | ba94f578…ad04 |
| 32767 | FG-42997Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $180 | $0.10 | 63240248…3f30 |
| 32768 | FG-42998Apr 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 503afc3f…91a0 |
| 32769 | FG-42999May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 15d3d2a3…25a2 |
| 32770 | FG-43000Feb 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 28697e6d…ca58 |
| 32771 | FG-43001May 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 5ee07997…8033 |
| 32772 | FG-43002Apr 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 9951d360…6142 |
| 32773 | FG-43003Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | e07e831c…7a22 |
| 32774 | FG-43004Mar 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $70 | $0.10 | fd80a9ea…496a |
| 32775 | FG-43005Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 79d861ef…aa26 |
| 32776 | FG-43006Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | af624266…bc14 |
| 32777 | FG-43007May 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 71e02edb…7571 |
| 32778 | FG-43008May 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 704086cc…f092 |
| 32779 | FG-43009Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 33f80183…c603 |
| 32780 | FG-43010Sep 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | c47c93b1…8ec6 |
| 32781 | FG-43011Jan 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $80 | $0.10 | e63c0f5a…08e7 |
| 32782 | FG-43012Feb 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 5c3bdceb…eb04 |
| 32783 | FG-43013Sep 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | e508d7ad…228a |
| 32784 | FG-43014Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 1ca3e8db…9d5e |
| 32785 | FG-43015Apr 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 0100b304…ae8f |
| 32786 | FG-43016Jan 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | e3f69fa4…5232 |
| 32787 | FG-43017Aug 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 951f0aaa…bcc5 |
| 32788 | FG-43018Nov 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 1cc22c4c…5f2c |
| 32789 | FG-43019Apr 26 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 6169c8b3…6df6 |
| 32790 | FG-43020Apr 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $50 | $0.10 | 9361f101…610b |
| 32791 | FG-43021May 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 6637a1d8…47db |
| 32792 | FG-43022Oct 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | d192a206…b219 |
| 32793 | FG-43023Feb 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Recovered | $130 | $0.30 | 13064446…2b1d |
| 32794 | FG-43024Jan 26 | Cedar Valley | 05Do not honor | Retry schedule | 2 | Recovered | $70 | $0.20 | 92dc3ebd…b842 |
| 32795 | FG-43025Apr 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 8dc8443f…ef57 |
| 32796 | FG-43026Apr 26 | Cedar Valley | 02Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 0396ef73…cdd2 |
| 32797 | FG-43027Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | f87fa01d…911f |
| 32798 | FG-43028Jul 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 2e2ce9ce…b39b |
| 32799 | FG-43029Jul 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $35 | $0.10 | ab881ec7…0117 |
| 32800 | FG-43030Nov 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 9250824b…0e6d |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.