Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 32851 | FG-43081Feb 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | add31c0c…2059 |
| 32852 | FG-43082Jun 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | d5f1f133…7b74 |
| 32853 | FG-43083Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $30 | $0.40 | 4af838c9…437c |
| 32854 | FG-43084Jan 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | e5f2a212…919d |
| 32855 | FG-43085Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 6afe7bbd…9553 |
| 32856 | FG-43086Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | ef14c4ae…c077 |
| 32857 | FG-43087Nov 25 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | e67178f8…9443 |
| 32858 | FG-43088Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 590376e2…f297 |
| 32859 | FG-43089Dec 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e6743ab3…c742 |
| 32860 | FG-43090Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 36e6d7de…22cf |
| 32861 | FG-43091Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 90fdb71a…c772 |
| 32862 | FG-43092Mar 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | d73be69e…cc24 |
| 32863 | FG-43093Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 4 | Recovered | $300 | $0.40 | ea3368c4…61c6 |
| 32864 | FG-43094Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 04abbee0…bd8b |
| 32865 | FG-43095Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | c49eaae3…1ab3 |
| 32866 | FG-43096Feb 26 | Lumen Arts | 02Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | 5eabf8ab…4690 |
| 32867 | FG-43097Apr 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | dbac69a4…6aa0 |
| 32868 | FG-43098Sep 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | faaa8810…b8e2 |
| 32869 | FG-43099Dec 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | ac1cfa9a…f379 |
| 32870 | FG-43100Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 9c19aa58…37c7 |
| 32871 | FG-43101Jul 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | d15b5601…2913 |
| 32872 | FG-43102Apr 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 84edb447…b53b |
| 32873 | FG-43103Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 88feef5f…e440 |
| 32874 | FG-43104Aug 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | c56da241…347c |
| 32875 | FG-43105Jun 26 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 4e313777…d0bc |
| 32876 | FG-43106Sep 26 | Cedar Valley | 01Do not honor | Retry schedule | 4 | Recovered | $15 | $0.40 | 87c2360f…c608 |
| 32877 | FG-43107Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 942973d6…f69a |
| 32878 | FG-43108Dec 25 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $100 | $0.20 | f6db1012…48c0 |
| 32879 | FG-43109Mar 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 86ab18be…c997 |
| 32880 | FG-43110Apr 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | fc52faa2…a48f |
| 32881 | FG-43111May 26 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 5dcd76f3…f3dc |
| 32882 | FG-43112Apr 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | e5cbbf43…519d |
| 32883 | FG-43113Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 8a136201…0c0f |
| 32884 | FG-43114Oct 25 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 524eb9da…0f6d |
| 32885 | FG-43115Dec 25 | Riverbend | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $80 | $0.10 | 05e8af68…ee22 |
| 32886 | FG-43116Jan 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 01c65d08…0776 |
| 32887 | FG-43117Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 9046f457…8fee |
| 32888 | FG-43118Apr 26 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $25 | $0.10 | d9f11c37…6ed5 |
| 32889 | FG-43119Jun 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 6c84d1ed…1800 |
| 32890 | FG-43120Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 9fba344b…67d6 |
| 32891 | FG-43121Sep 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | e279d8d8…0210 |
| 32892 | FG-43122Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 65d52055…21ce |
| 32893 | FG-43123Mar 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 6d0def71…500b |
| 32894 | FG-43124Aug 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | ff9deaf2…f5dc |
| 32895 | FG-43125Nov 25 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 3c351ed9…7213 |
| 32896 | FG-43126Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 898946ac…87d8 |
| 32897 | FG-43127Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 978444a1…c678 |
| 32898 | FG-43128Nov 25 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 2fbf1aa0…5832 |
| 32899 | FG-43129Jan 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | fd63111d…aa2e |
| 32900 | FG-43130Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 2 | Recovered | $50 | $0.20 | 8fba3978…c24b |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.