Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 33001 | FG-43231Oct 25 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 5037849f…deb7 |
| 33002 | FG-43232Aug 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 066652aa…c8a2 |
| 33003 | FG-43233Aug 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $70 | $0.10 | fbbdd023…aa17 |
| 33004 | FG-43234Dec 25 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 6a08bcd8…a425 |
| 33005 | FG-43235Apr 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 1d95b85d…9b7c |
| 33006 | FG-43236Jan 26 | Harbor Light | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 44479a50…d007 |
| 33007 | FG-43237Mar 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | a38388d8…08fd |
| 33008 | FG-43238Oct 25 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 660e5bf2…b929 |
| 33009 | FG-43239Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 6505f306…f572 |
| 33010 | FG-43240Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | d37e9e0d…4678 |
| 33011 | FG-43241Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 4e2fc2ec…dbc8 |
| 33012 | FG-43242Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 742b0ec1…22c3 |
| 33013 | FG-43243Mar 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 2f29b033…e4ad |
| 33014 | FG-43244Dec 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 198e7bb7…9dce |
| 33015 | FG-43245Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 276a40ce…9fb8 |
| 33016 | FG-43246Oct 25 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 3e9a67a2…0aa3 |
| 33017 | FG-43247Apr 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $250 | $0.10 | b5832718…714e |
| 33018 | FG-43248Oct 25 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | eb73f5db…b725 |
| 33019 | FG-43249Mar 26 | Riverbend | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 743b3a6a…e4a1 |
| 33020 | FG-43250Jul 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 8cc6ada1…057e |
| 33021 | FG-43251Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 1209bb02…4e08 |
| 33022 | FG-43252Apr 26 | Harbor Light | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | e57cd683…cdc4 |
| 33023 | FG-43253Apr 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 56c3319a…16e3 |
| 33024 | FG-43254Jun 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 9e208cd7…6e73 |
| 33025 | FG-43255Nov 25 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $50 | $0.20 | 2459cb28…5306 |
| 33026 | FG-43256Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 04c19924…b3b2 |
| 33027 | FG-43257Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 1149ffc3…e5f1 |
| 33028 | FG-43258Nov 25 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 7395eebf…284c |
| 33029 | FG-43259May 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 7b1a7b55…8e34 |
| 33030 | FG-43260May 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $140 | $0.10 | 4d80b65c…ea3c |
| 33031 | FG-43261Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $450 | $0.10 | fa76d03e…0826 |
| 33032 | FG-43262Dec 25 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | 127d3824…95d7 |
| 33033 | FG-43263Dec 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 30a7fa8f…f389 |
| 33034 | FG-43264Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 92db0b33…a1d9 |
| 33035 | FG-43265Feb 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 94b14528…5c3f |
| 33036 | FG-43266Jun 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | a1715e70…0ea4 |
| 33037 | FG-43267Mar 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | caf3c558…a6a3 |
| 33038 | FG-43268Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 0adfb439…1f5e |
| 33039 | FG-43269Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 213b1dce…99ef |
| 33040 | FG-43270Jul 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | b2190bc5…d275 |
| 33041 | FG-43271Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 562c95e1…e4b5 |
| 33042 | FG-43272Sep 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 002395e6…7185 |
| 33043 | FG-43273Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | d9c760ed…09c4 |
| 33044 | FG-43274Oct 25 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | 1d9e435b…acd0 |
| 33045 | FG-43275Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 155acf78…e474 |
| 33046 | FG-43276Jul 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $110 | $0.10 | 6f7c9d94…6567 |
| 33047 | FG-43277Jan 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 97c7d1c8…a5df |
| 33048 | FG-43278Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 52704b58…43fc |
| 33049 | FG-43279May 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | c1cbcae4…37f7 |
| 33050 | FG-43280Jul 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 6cd902cd…5b0b |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.