Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 33401 | FG-43631Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | b8298b7f…17a7 |
| 33402 | FG-43632Jul 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $35 | $0.20 | 6bfd328d…495a |
| 33403 | FG-43633Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 744588dd…7205 |
| 33404 | FG-43634Feb 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | eadce42d…2b0b |
| 33405 | FG-43635Apr 26 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 07e55d4e…379d |
| 33406 | FG-43636Aug 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d4a48c3b…ef10 |
| 33407 | FG-43637Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | f7c2add7…468a |
| 33408 | FG-43638Jun 26 | Harbor Light | 57Invalid card | Donor outreach | 1 | Recovered | $70 | $0.10 | 24fa7286…9201 |
| 33409 | FG-43639Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 4 | Recovered | $180 | $0.40 | a7602566…6578 |
| 33410 | FG-43640Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 39a54718…4c88 |
| 33411 | FG-43641Jan 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 437fb4ca…ee6c |
| 33412 | FG-43642Apr 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 8939fdcd…900a |
| 33413 | FG-43643Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | f16d7a06…a2e0 |
| 33414 | FG-43644Jan 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 61a4cc91…cf8a |
| 33415 | FG-43645Dec 25 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 467061dc…73b3 |
| 33416 | FG-43646Mar 26 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 289afb72…ef56 |
| 33417 | FG-43647Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 8d131be9…2dfa |
| 33418 | FG-43648Dec 25 | Harbor Light | 54Expired card | Card updater, then retry | 2 | Recovered | $25 | $0.20 | 76ede405…11c0 |
| 33419 | FG-43649Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 54332c69…9807 |
| 33420 | FG-43650Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | f981e749…4af8 |
| 33421 | FG-43651Jul 26 | Cedar Valley | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | ca01461c…9ba1 |
| 33422 | FG-43652Sep 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 5b5d690a…2e2c |
| 33423 | FG-43653Apr 26 | Harbor Light | R04ACH R03 no acct | Donor outreach | 1 | Recovered | $40 | $0.10 | 969ee7e5…503f |
| 33424 | FG-43654Jan 26 | Northgate | R01ACH R01 funds | Retry schedule | 3 | Recovered | $10 | $0.30 | 87477b79…59e8 |
| 33425 | FG-43655Feb 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | f3d3f786…f691 |
| 33426 | FG-43656Mar 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 20271b65…3c9e |
| 33427 | FG-43657May 26 | Riverbend | 62Account closed | Donor outreach | 1 | Recovered | $40 | $0.10 | fc519882…bd8a |
| 33428 | FG-43658Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 066b09d3…55c9 |
| 33429 | FG-43659Oct 25 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $130 | $0.20 | d27a51f5…0d2a |
| 33430 | FG-43660Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 37b75c18…c6c7 |
| 33431 | FG-43661Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 9c213608…4b68 |
| 33432 | FG-43662Dec 25 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Not recovered | — | $0.10 | 3e549f86…ea2e |
| 33433 | FG-43663Feb 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | a016f43c…add5 |
| 33434 | FG-43664Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 4befffc7…e418 |
| 33435 | FG-43665Jul 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $10 | $0.10 | 985e06c4…4dc7 |
| 33436 | FG-43666Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 822e5a17…e8f0 |
| 33437 | FG-43667Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 16a9be0a…a322 |
| 33438 | FG-43668May 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | a143359f…a2aa |
| 33439 | FG-43669Aug 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 4894c24a…dbfb |
| 33440 | FG-43670Nov 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 5e55cfe8…b483 |
| 33441 | FG-43671Sep 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 20a342f8…43f5 |
| 33442 | FG-43672Oct 25 | Lumen Arts | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 4bf1e03f…5318 |
| 33443 | FG-43673Sep 26 | Lumen Arts | 05Do not honor | Retry schedule | 2 | Recovered | $5 | $0.20 | bf104b6d…9eb2 |
| 33444 | FG-43674Dec 25 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b1bb3dd6…692c |
| 33445 | FG-43675Apr 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 59e6bfb9…c78b |
| 33446 | FG-43676Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 598d6b8f…2823 |
| 33447 | FG-43677Jul 26 | Riverbend | 14Invalid card | Donor outreach | 1 | Recovered | $25 | $0.10 | 4b74a021…eb89 |
| 33448 | FG-43678Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 3a5f7b94…bdc2 |
| 33449 | FG-43679May 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 06b795c9…95a9 |
| 33450 | FG-43680Jun 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | c8064786…ee74 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.