Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 33601 | FG-43831Jan 26 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Recovered | $35 | $0.10 | dc138bde…f644 |
| 33602 | FG-43832Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | b34d3e8e…5aee |
| 33603 | FG-43833Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 59af80d3…23e5 |
| 33604 | FG-43834Dec 25 | Cedar Valley | 02Do not honor | Retry schedule | 4 | Recovered | $35 | $0.40 | 42b8d927…5cb9 |
| 33605 | FG-43835Apr 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 586e7e19…f7f5 |
| 33606 | FG-43836Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 7e3996ed…0a6c |
| 33607 | FG-43837Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | ab7d10a6…ffd3 |
| 33608 | FG-43838Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 1d05a620…77d7 |
| 33609 | FG-43839Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 3b7588e0…cf30 |
| 33610 | FG-43840Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 212762c0…4543 |
| 33611 | FG-43841Oct 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $25 | $0.10 | b5a91d11…eb53 |
| 33612 | FG-43842Nov 25 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 445a853f…a773 |
| 33613 | FG-43843Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | e312f59b…7a66 |
| 33614 | FG-43844Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | f52c97c8…ca1e |
| 33615 | FG-43845Mar 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 8afbf33a…d7a9 |
| 33616 | FG-43846Mar 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | b211de4f…6726 |
| 33617 | FG-43847Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 8063ec8e…bef7 |
| 33618 | FG-43848Sep 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | cfd0a468…3382 |
| 33619 | FG-43849Dec 25 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 2b918b4e…b255 |
| 33620 | FG-43850Jun 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 1bb77260…8d7f |
| 33621 | FG-43851Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | c11025bb…7ac4 |
| 33622 | FG-43852Oct 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 0f496c91…ea56 |
| 33623 | FG-43853Jan 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d9df27dd…0dc4 |
| 33624 | FG-43854Mar 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 1 | Recovered | $60 | $0.10 | c778dc60…d692 |
| 33625 | FG-43855Nov 25 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 256318c9…3932 |
| 33626 | FG-43856Dec 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1171bdd4…0053 |
| 33627 | FG-43857Feb 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 400909e9…863d |
| 33628 | FG-43858Mar 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 3c323d9a…a8f1 |
| 33629 | FG-43859Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | cf2d3a6a…062d |
| 33630 | FG-43860Feb 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 8cc8cc5a…4f18 |
| 33631 | FG-43861Aug 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 03ed940b…bdf0 |
| 33632 | FG-43862Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $50 | $0.30 | 8042f90f…0996 |
| 33633 | FG-43863Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | d8e44951…2da3 |
| 33634 | FG-43864Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | 5fcf7ee7…911b |
| 33635 | FG-43865Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | 3e55d5ef…7d72 |
| 33636 | FG-43866Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 24d0baad…0a13 |
| 33637 | FG-43867Sep 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $40 | $0.30 | 5ed4fc74…bdda |
| 33638 | FG-43868Jun 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | bfade570…a009 |
| 33639 | FG-43869Jul 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | b83e9eed…3196 |
| 33640 | FG-43870Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | d3caa9b6…6ed6 |
| 33641 | FG-43871Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | f1b9010f…8ddb |
| 33642 | FG-43872Sep 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $15 | $0.10 | 3d0297dd…0a84 |
| 33643 | FG-43873Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 1c3af515…0ffa |
| 33644 | FG-43874Jan 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 723bf87f…10fa |
| 33645 | FG-43875Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 3248f101…3422 |
| 33646 | FG-43876Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 80de255d…5cac |
| 33647 | FG-43877Nov 25 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 87f98308…352a |
| 33648 | FG-43878Mar 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 383312e3…812e |
| 33649 | FG-43879Apr 26 | Harbor Light | 41Lost or stolen | Donor outreach | 1 | Recovered | $40 | $0.10 | ce2f8953…6669 |
| 33650 | FG-43880Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | bf1af6b6…eecf |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.