Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 34401 | FG-44631Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 61e1878c…0de1 |
| 34402 | FG-44632Mar 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 8c3a665a…7528 |
| 34403 | FG-44633Apr 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 2580a6b0…f5ef |
| 34404 | FG-44634May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 8ce84101…39d6 |
| 34405 | FG-44635Mar 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $30 | $0.10 | 33c0b62f…7c5a |
| 34406 | FG-44636Aug 26 | Harbor Light | 02Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | 2294e194…2221 |
| 34407 | FG-44637Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $160 | $0.30 | de37ffa6…90fa |
| 34408 | FG-44638Jan 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | e71a44d2…9543 |
| 34409 | FG-44639Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | bda3e9d7…e313 |
| 34410 | FG-44640Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 1c51f690…b5b3 |
| 34411 | FG-44641Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 4d00f430…b471 |
| 34412 | FG-44642Apr 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | 2b7503f1…7886 |
| 34413 | FG-44643Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 09e7fef1…5bc5 |
| 34414 | FG-44644Mar 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | bc957f92…7bef |
| 34415 | FG-44645Feb 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 3503aa7e…1081 |
| 34416 | FG-44646Apr 26 | Cedar Valley | R09ACH R01 funds | Retry schedule | 1 | Recovered | $40 | $0.10 | b3a60101…a47c |
| 34417 | FG-44647Aug 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 04537fda…d896 |
| 34418 | FG-44648Jul 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 7fef3ab4…5cae |
| 34419 | FG-44649Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | a6f8a365…7ccf |
| 34420 | FG-44650Jun 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 9e3eb3f6…ee06 |
| 34421 | FG-44651Nov 25 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | b2488821…0606 |
| 34422 | FG-44652Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | e0e1e9ac…f96b |
| 34423 | FG-44653May 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | cc4887b2…951b |
| 34424 | FG-44654Jul 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 6f697c47…a162 |
| 34425 | FG-44655Jul 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 2b24eea7…7123 |
| 34426 | FG-44656Sep 26 | Northgate | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 2d31977f…e99f |
| 34427 | FG-44657Mar 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | d9a5f829…f75b |
| 34428 | FG-44658Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | f7266a77…1e7c |
| 34429 | FG-44659Jan 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 1d20c6d4…4901 |
| 34430 | FG-44660Oct 25 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 1a831530…0277 |
| 34431 | FG-44661May 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Recovered | $25 | $0.30 | 1a4f09dc…380e |
| 34432 | FG-44662Jul 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 87810883…e335 |
| 34433 | FG-44663Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | d479c562…d72e |
| 34434 | FG-44664Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 9c9467ed…9219 |
| 34435 | FG-44665Oct 25 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 6a1fecfc…c676 |
| 34436 | FG-44666Dec 25 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 054949b5…8397 |
| 34437 | FG-44667Nov 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | f23eb66b…62ca |
| 34438 | FG-44668May 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 1bff5a84…72ec |
| 34439 | FG-44669Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 7b956d7a…a7e3 |
| 34440 | FG-44670Mar 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 2bcb1bf3…94d0 |
| 34441 | FG-44671Nov 25 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 0337d7ed…37ae |
| 34442 | FG-44672Jan 26 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $50 | $0.10 | e2048781…5e84 |
| 34443 | FG-44673Aug 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 6b8c26c1…c1f1 |
| 34444 | FG-44674Apr 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 19ba357c…2428 |
| 34445 | FG-44675May 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 66cfbcd1…c6d8 |
| 34446 | FG-44676Aug 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | b2e55ed9…18ac |
| 34447 | FG-44677Nov 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | cc62f348…443e |
| 34448 | FG-44678May 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 1fe77d3a…b628 |
| 34449 | FG-44679Apr 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 04dd4f68…505d |
| 34450 | FG-44680Aug 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Recovered | $10 | $0.20 | c6c54bda…6b59 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.