Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 34951 | FG-45181Sep 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 20f7622d…bece |
| 34952 | FG-45182Sep 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 64dc0fbe…e7d0 |
| 34953 | FG-45183Sep 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 30638459…a78b |
| 34954 | FG-45184Aug 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 85aa94f5…38ea |
| 34955 | FG-45185Sep 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Recovered | $35 | $0.30 | 9f035be4…5210 |
| 34956 | FG-45186May 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Recovered | $60 | $0.30 | 51e76363…4bd9 |
| 34957 | FG-45187Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 6ab1dbcb…947a |
| 34958 | FG-45188May 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Recovered | $90 | $0.30 | 365b31c2…a4b6 |
| 34959 | FG-45189Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 13826e21…4f5b |
| 34960 | FG-45190Nov 25 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 6626ac07…73ed |
| 34961 | FG-45191Feb 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 79f15a5e…1538 |
| 34962 | FG-45192Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | ba6ca68a…163f |
| 34963 | FG-45193Feb 26 | Northgate | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 29d39e8a…9f9e |
| 34964 | FG-45194May 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 08bdc4ef…f4af |
| 34965 | FG-45195Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 5992967d…1910 |
| 34966 | FG-45196Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 0abb5df5…1050 |
| 34967 | FG-45197Mar 26 | Riverbend | 02Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | ccf6b9b1…6e96 |
| 34968 | FG-45198Dec 25 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 86bf8291…b9c8 |
| 34969 | FG-45199Aug 26 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Recovered | $20 | $0.10 | bdeedf32…45f3 |
| 34970 | FG-45200Nov 25 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 15c256bf…cb74 |
| 34971 | FG-45201Jul 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $80 | $0.10 | 1d976d90…aff7 |
| 34972 | FG-45202Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | df107272…8ab6 |
| 34973 | FG-45203Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | f88b9e27…cfaf |
| 34974 | FG-45204Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | eda68780…5820 |
| 34975 | FG-45205Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 93c519a7…5506 |
| 34976 | FG-45206Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | ef9b5965…afa6 |
| 34977 | FG-45207Oct 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 5efd9656…e79b |
| 34978 | FG-45208Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $25 | $0.30 | b07e3332…aaee |
| 34979 | FG-45209Feb 26 | Northgate | 54Expired card | Card updater, then retry | 2 | Recovered | $25 | $0.20 | 157ec594…b283 |
| 34980 | FG-45210May 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 3f6c05c2…9e68 |
| 34981 | FG-45211Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 521ab943…5b62 |
| 34982 | FG-45212Sep 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 4eaf2c9c…35b5 |
| 34983 | FG-45213Aug 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Recovered | $10 | $0.30 | b605eeb3…fe25 |
| 34984 | FG-45214Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 93cd2697…eae0 |
| 34985 | FG-45215Dec 25 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | a1108d47…76d2 |
| 34986 | FG-45216Aug 26 | Riverbend | 78Account closed | Donor outreach | 1 | Recovered | $40 | $0.10 | 5485ecbf…534a |
| 34987 | FG-45217Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 28f1fb5a…8dc8 |
| 34988 | FG-45218Jul 26 | Riverbend | 62Account closed | Donor outreach | 1 | Recovered | $45 | $0.10 | c5575a01…33ae |
| 34989 | FG-45219Nov 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 475d0bd4…03b0 |
| 34990 | FG-45220Feb 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | fb496624…30ac |
| 34991 | FG-45221Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 049e2728…13df |
| 34992 | FG-45222Dec 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | be03c388…233e |
| 34993 | FG-45223Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | d88d68af…4d41 |
| 34994 | FG-45224Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 3683ff21…4b17 |
| 34995 | FG-45225Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 3b60b1b3…311e |
| 34996 | FG-45226May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | c2dd0bab…4ec1 |
| 34997 | FG-45227Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | ce42d9b8…1ee1 |
| 34998 | FG-45228Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | ebe0c57a…3da3 |
| 34999 | FG-45229May 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | e4ea09ee…115e |
| 35000 | FG-45230Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | ab182508…882f |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.