Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 35101 | FG-45331Jul 26 | Cedar Valley | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | a9dee44d…2b7e |
| 35102 | FG-45332May 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $140 | $0.10 | 2dabc8a1…5fd1 |
| 35103 | FG-45333Feb 26 | Northgate | 33Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | a0f62a1e…147d |
| 35104 | FG-45334Sep 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 29ad5ac3…9bc7 |
| 35105 | FG-45335Nov 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | d50021e9…c02f |
| 35106 | FG-45336Jun 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 737d4cd6…d040 |
| 35107 | FG-45337Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | f4ceedd7…5867 |
| 35108 | FG-45338Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | f4950406…dd0b |
| 35109 | FG-45339Oct 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $225 | $0.10 | 538f9bef…9223 |
| 35110 | FG-45340Jul 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $225 | $0.20 | 03eb4089…56ea |
| 35111 | FG-45341Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 642e2d53…9db6 |
| 35112 | FG-45342Dec 25 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 88797645…745d |
| 35113 | FG-45343Mar 26 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | e8c3cc71…7f0c |
| 35114 | FG-45344Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 04abea11…9705 |
| 35115 | FG-45345Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 987f3318…d396 |
| 35116 | FG-45346Jan 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 34f66e37…2468 |
| 35117 | FG-45347May 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 9c8608fa…4347 |
| 35118 | FG-45348Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 98a010ec…20d8 |
| 35119 | FG-45349Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | bf82d458…fb94 |
| 35120 | FG-45350Nov 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 43c6a47a…0aba |
| 35121 | FG-45351Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 8effa286…3440 |
| 35122 | FG-45352Oct 25 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | bd7d0537…6e48 |
| 35123 | FG-45353Mar 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a9a4d1e1…b34e |
| 35124 | FG-45354Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 6b59f22b…7f15 |
| 35125 | FG-45355Mar 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 6d99c14c…47c6 |
| 35126 | FG-45356Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Recovered | $45 | $0.30 | 59565744…10ad |
| 35127 | FG-45357Sep 26 | Lumen Arts | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $45 | $0.10 | eaba6788…f4df |
| 35128 | FG-45358Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | cadcc9a0…91b5 |
| 35129 | FG-45359Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | ad475c2b…702e |
| 35130 | FG-45360Dec 25 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 2a9cbe0f…b887 |
| 35131 | FG-45361Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 788b7baa…0b14 |
| 35132 | FG-45362May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 07e58550…df68 |
| 35133 | FG-45363Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 4325932f…26f5 |
| 35134 | FG-45364Mar 26 | Northgate | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | f5281e17…f158 |
| 35135 | FG-45365Sep 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | debb82d4…19d3 |
| 35136 | FG-45366Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | ac1b7a07…5ad9 |
| 35137 | FG-45367Sep 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $110 | $0.10 | f2e00a6e…81d7 |
| 35138 | FG-45368Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $110 | $0.20 | 27edc906…1e38 |
| 35139 | FG-45369Jan 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | 749c452c…e20f |
| 35140 | FG-45370Jun 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $110 | $0.10 | f8b2edf0…562f |
| 35141 | FG-45371Oct 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | d33788fb…6845 |
| 35142 | FG-45372Feb 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | b238a6c3…2797 |
| 35143 | FG-45373Mar 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 6271988e…5675 |
| 35144 | FG-45374Jun 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 0595300e…eab5 |
| 35145 | FG-45375Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 3002ea74…d878 |
| 35146 | FG-45376Dec 25 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1eb2169d…6e8c |
| 35147 | FG-45377Mar 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 61491e9a…5399 |
| 35148 | FG-45378Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 59e779f3…fc4d |
| 35149 | FG-45379Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | c9fd4f31…498e |
| 35150 | FG-45380Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | db440370…f0f4 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.