Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 35501 | FG-45731Apr 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | 95f0d70e…aaef |
| 35502 | FG-45732Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | ed9ae2a3…9596 |
| 35503 | FG-45733May 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | a13957c1…7a68 |
| 35504 | FG-45734Jan 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 46d69523…52a3 |
| 35505 | FG-45735Feb 26 | Riverbend | R02ACH R02 closed | Donor outreach | 1 | Recovered | $50 | $0.10 | 8e641256…f57e |
| 35506 | FG-45736May 26 | Riverbend | R01ACH R01 funds | Retry schedule | 3 | Recovered | $50 | $0.30 | bd0a4460…a985 |
| 35507 | FG-45737Aug 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 52f68eae…eeb3 |
| 35508 | FG-45738Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 87512ba7…3d16 |
| 35509 | FG-45739Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 35a134b9…bcba |
| 35510 | FG-45740Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $275 | $0.20 | 3223f1d9…fd2f |
| 35511 | FG-45741Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 7c92bfe3…5f15 |
| 35512 | FG-45742Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 72a1f8ce…fa81 |
| 35513 | FG-45743May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | c0db6b48…7611 |
| 35514 | FG-45744Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 9aca7991…f326 |
| 35515 | FG-45745Aug 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | bd830824…387d |
| 35516 | FG-45746Mar 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 9793786e…578b |
| 35517 | FG-45747Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 4 | Recovered | $130 | $0.40 | 9f34ab18…46fe |
| 35518 | FG-45748May 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | cc2c6d67…e0e9 |
| 35519 | FG-45749Oct 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $30 | $0.30 | ea8e2e61…f0d3 |
| 35520 | FG-45750Mar 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | c10297ca…941d |
| 35521 | FG-45751Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 9aa74d71…09f7 |
| 35522 | FG-45752Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 8586c24d…9aec |
| 35523 | FG-45753Nov 25 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $60 | $0.30 | 5707031e…3e04 |
| 35524 | FG-45754Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | bf1296f7…a66d |
| 35525 | FG-45755Oct 25 | Riverbend | 01Do not honor | Retry schedule | 2 | Recovered | $10 | $0.20 | 2d2b0d68…7e47 |
| 35526 | FG-45756Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 36858d00…e6b9 |
| 35527 | FG-45757Mar 26 | Northgate | 02Do not honor | Retry schedule | 3 | Recovered | $130 | $0.30 | 57ef468e…07b2 |
| 35528 | FG-45758Jul 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 3b9437b4…baf0 |
| 35529 | FG-45759Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | b4d62581…10b8 |
| 35530 | FG-45760Dec 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | c9c55694…25cf |
| 35531 | FG-45761Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | aa17c34c…dba4 |
| 35532 | FG-45762Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 584f60a4…3858 |
| 35533 | FG-45763Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | f9477af4…93f6 |
| 35534 | FG-45764Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | 7273d9ab…ca7d |
| 35535 | FG-45765Mar 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $20 | $0.10 | d8bb8384…6612 |
| 35536 | FG-45766Jan 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 93f51a09…ec40 |
| 35537 | FG-45767Jun 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 75b2a0a4…de72 |
| 35538 | FG-45768Jan 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $70 | $0.10 | fbfaee82…01f4 |
| 35539 | FG-45769Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2509a845…25e8 |
| 35540 | FG-45770May 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 402e0a3b…95cb |
| 35541 | FG-45771Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 30c8e768…5dea |
| 35542 | FG-45772Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 3eb55a96…de9f |
| 35543 | FG-45773Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 954e5580…1cdd |
| 35544 | FG-45774Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 0a8203f7…80ac |
| 35545 | FG-45775Mar 26 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 6dc2e3cf…1e48 |
| 35546 | FG-45776Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 37ae1ec5…3cf8 |
| 35547 | FG-45777Jan 26 | Harbor Light | 14Invalid card | Donor outreach | 1 | Not recovered | — | $0.10 | 6f718d90…2316 |
| 35548 | FG-45778Aug 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $25 | $0.10 | ac5438d6…122a |
| 35549 | FG-45779Nov 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | f5053299…d343 |
| 35550 | FG-45780Feb 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 150b65a7…2332 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.