Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 35801 | FG-46031Oct 25 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 417f6a89…9c9c |
| 35802 | FG-46032Apr 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $35 | $0.10 | bab4dda2…8b22 |
| 35803 | FG-46033Jul 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 01578a39…963c |
| 35804 | FG-46034Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 9f70a26a…b212 |
| 35805 | FG-46035Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | bf890ea3…a44d |
| 35806 | FG-46036Mar 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | b11779d7…1ebb |
| 35807 | FG-46037Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 9bee9c2a…6a23 |
| 35808 | FG-46038Sep 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | fba80f2a…4a8a |
| 35809 | FG-46039Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $15 | $0.40 | 11f17496…bdb8 |
| 35810 | FG-46040Sep 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Recovered | $15 | $0.30 | 7ff309cf…f6c7 |
| 35811 | FG-46041Feb 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | e7e30922…1755 |
| 35812 | FG-46042Apr 26 | Harbor Light | 02Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 262d8371…b24e |
| 35813 | FG-46043Oct 25 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8af908a6…a1aa |
| 35814 | FG-46044Mar 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1f2d371d…001d |
| 35815 | FG-46045Dec 25 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 48c2e524…7026 |
| 35816 | FG-46046Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 82831efa…ad62 |
| 35817 | FG-46047Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | c7ec4669…aba2 |
| 35818 | FG-46048Feb 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1a38f1ed…af91 |
| 35819 | FG-46049Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | bffa1f9f…f4a7 |
| 35820 | FG-46050Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 710a4bb7…c9b5 |
| 35821 | FG-46051Jul 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | be3609c8…d910 |
| 35822 | FG-46052Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | f5455c30…66e1 |
| 35823 | FG-46053Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 714d3160…a985 |
| 35824 | FG-46054Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 6b0a6cc1…f560 |
| 35825 | FG-46055Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $5 | $0.20 | 39e88d1c…2e09 |
| 35826 | FG-46056Dec 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 25c4d940…2c8f |
| 35827 | FG-46057Apr 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | 2d998f52…f4cf |
| 35828 | FG-46058Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 866aebea…8312 |
| 35829 | FG-46059Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 537684cc…0360 |
| 35830 | FG-46060Jun 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | 50daf52c…dad1 |
| 35831 | FG-46061Jan 26 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 11a5ba03…7a8f |
| 35832 | FG-46062May 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $110 | $0.10 | 888e9433…4fe9 |
| 35833 | FG-46063Apr 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | cb5be7a2…022c |
| 35834 | FG-46064Oct 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 56dbdf5d…5e0d |
| 35835 | FG-46065Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 00cd3135…cdf0 |
| 35836 | FG-46066Feb 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Recovered | $10 | $0.30 | e90bf177…e71a |
| 35837 | FG-46067Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | abff5de4…dab9 |
| 35838 | FG-46068Jun 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $10 | $0.20 | 636ed0b3…76c5 |
| 35839 | FG-46069Nov 25 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | f3c9d2e4…9b9f |
| 35840 | FG-46070Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 96c30fa1…1e48 |
| 35841 | FG-46071Aug 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | 6c6dcc5d…be4f |
| 35842 | FG-46072Feb 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 2acd8aef…e39b |
| 35843 | FG-46073Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 32912465…fff5 |
| 35844 | FG-46074Jan 26 | Lumen Arts | 14Invalid card | Donor outreach | 1 | Recovered | $120 | $0.10 | 06327d3d…71c7 |
| 35845 | FG-46075Jan 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 4e29be84…4973 |
| 35846 | FG-46076Jun 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | ec38f2eb…3b21 |
| 35847 | FG-46077Sep 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Not recovered | — | $0.10 | 41073f19…efe8 |
| 35848 | FG-46078Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 53d592fe…a4da |
| 35849 | FG-46079May 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $35 | $0.20 | d89ae4ca…3312 |
| 35850 | FG-46080Sep 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 51b33a97…81a6 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.