Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 3751 | FG-13981Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | f1a0aaec…2f05 |
| 3752 | FG-13982Aug 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b73e9e46…d545 |
| 3753 | FG-13983Apr 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0c4befb3…db72 |
| 3754 | FG-13984Nov 25 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | f2d5ef60…82f0 |
| 3755 | FG-13985Feb 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | aa53566b…2666 |
| 3756 | FG-13986Mar 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | a5c36e82…4a26 |
| 3757 | FG-13987Jun 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | b09cc399…c76c |
| 3758 | FG-13988Aug 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | d55c60b0…2742 |
| 3759 | FG-13989May 26 | Riverbend | 01Do not honor | Retry schedule | 4 | Recovered | $10 | $0.40 | 40f5f8dc…c3b8 |
| 3760 | FG-13990Mar 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 3f8932c7…f3ab |
| 3761 | FG-13991Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | c61a9b3c…ab6c |
| 3762 | FG-13992Feb 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 9c1b2fba…1fef |
| 3763 | FG-13993Mar 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 1 | Recovered | $15 | $0.10 | 4eedc8d5…8cce |
| 3764 | FG-13994Jun 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | d44e0a09…f3f7 |
| 3765 | FG-13995Apr 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | c89a9c01…7a90 |
| 3766 | FG-13996Aug 26 | Riverbend | 05Do not honor | Retry schedule | 4 | Recovered | $30 | $0.40 | e47328f1…cd5c |
| 3767 | FG-13997Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 8fcde0ac…7f13 |
| 3768 | FG-13998Nov 25 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 6253f957…e82d |
| 3769 | FG-13999Jul 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 308835b8…be1b |
| 3770 | FG-14000Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 647ef052…b602 |
| 3771 | FG-14001Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 3d1b4daf…3eda |
| 3772 | FG-14002May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $250 | $0.20 | 4fa7301d…2618 |
| 3773 | FG-14003Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 81161efa…0224 |
| 3774 | FG-14004Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | fe0f62a3…0d1f |
| 3775 | FG-14005Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 0f6401e1…d939 |
| 3776 | FG-14006Mar 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 6c940d70…d746 |
| 3777 | FG-14007Aug 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e6869e75…5b80 |
| 3778 | FG-14008Mar 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $80 | $0.10 | a8e5b5ee…c604 |
| 3779 | FG-14009Aug 26 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | 6c5f4c1e…dca2 |
| 3780 | FG-14010Dec 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 52ec40ca…c4a0 |
| 3781 | FG-14011Apr 26 | Lumen Arts | 54Expired card | Donor outreach | 1 | Recovered | $40 | $0.10 | 56c36a99…d0b8 |
| 3782 | FG-14012Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | 5a647e3b…2285 |
| 3783 | FG-14013Mar 26 | Harbor Light | 62Account closed | Donor outreach | 1 | Recovered | $80 | $0.10 | dbe7b926…3a7d |
| 3784 | FG-14014Aug 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $80 | $0.10 | 0deabc5f…9eaf |
| 3785 | FG-14015Dec 25 | Lumen Arts | 54Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | 019eb694…0143 |
| 3786 | FG-14016Dec 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 3f0b37f8…6dca |
| 3787 | FG-14017Oct 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 1f56e17d…0631 |
| 3788 | FG-14018Jan 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | d03cc77b…5335 |
| 3789 | FG-14019May 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | fadbc377…c699 |
| 3790 | FG-14020Jun 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 199c6d34…ef1e |
| 3791 | FG-14021Feb 26 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | e4d406ac…908f |
| 3792 | FG-14022Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | f4aeb4a5…8319 |
| 3793 | FG-14023Jul 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $90 | $0.10 | d7a632bb…12ae |
| 3794 | FG-14024Oct 25 | Northgate | 33Expired card | Card updater, then retry | 2 | Recovered | $50 | $0.20 | e2aa5567…a0c3 |
| 3795 | FG-14025Apr 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 5e63094e…1384 |
| 3796 | FG-14026Dec 25 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 3d4cd49e…45b3 |
| 3797 | FG-14027Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 4 | Recovered | $25 | $0.40 | 2056a05e…4326 |
| 3798 | FG-14028May 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | c447d9a4…a4b9 |
| 3799 | FG-14029Jun 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 5c425226…76fe |
| 3800 | FG-14030Jun 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | b5bd7055…c8c6 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.