Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 3901 | FG-14131Jun 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 31eb11a7…44d2 |
| 3902 | FG-14132Aug 26 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Recovered | $110 | $0.30 | 7212a28b…ac3a |
| 3903 | FG-14133Nov 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | aeec0407…48b7 |
| 3904 | FG-14134Apr 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | 407f8a75…9268 |
| 3905 | FG-14135Apr 26 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | d0d78f32…57b2 |
| 3906 | FG-14136Dec 25 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $200 | $0.10 | 07f04cf2…d619 |
| 3907 | FG-14137Jan 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $200 | $0.10 | cf1b4fb2…ac80 |
| 3908 | FG-14138Jun 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $200 | $0.10 | 2c420fe9…fa72 |
| 3909 | FG-14139Sep 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 42448a49…ed0c |
| 3910 | FG-14140May 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 1ad92ab3…11a8 |
| 3911 | FG-14141Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 9671a265…8bbe |
| 3912 | FG-14142Nov 25 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | baf2eca8…af50 |
| 3913 | FG-14143Jun 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | 1cf1347e…aa1e |
| 3914 | FG-14144Oct 25 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 65a40bc9…c60f |
| 3915 | FG-14145Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 892b24ae…029d |
| 3916 | FG-14146Dec 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 4 | Recovered | $30 | $0.40 | 58ff98db…1e3b |
| 3917 | FG-14147Feb 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | e9640525…882d |
| 3918 | FG-14148Apr 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 1a7b8194…0eed |
| 3919 | FG-14149Aug 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | b39b7f1b…d861 |
| 3920 | FG-14150Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | c22c1acb…3f43 |
| 3921 | FG-14151Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | c186dc33…2aab |
| 3922 | FG-14152Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 524133d4…9ed5 |
| 3923 | FG-14153Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 54eefe2c…8d26 |
| 3924 | FG-14154May 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | c01bfcc3…6930 |
| 3925 | FG-14155Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 4 | Recovered | $10 | $0.40 | 50f81b18…5e08 |
| 3926 | FG-14156Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | c93b5336…a250 |
| 3927 | FG-14157Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 2ed46b50…1ebe |
| 3928 | FG-14158May 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 200fad0b…df79 |
| 3929 | FG-14159Sep 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 15beed3c…77e8 |
| 3930 | FG-14160Nov 25 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 0bb779db…01bc |
| 3931 | FG-14161Mar 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | 2078eff0…1839 |
| 3932 | FG-14162Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | db5b22b8…3a73 |
| 3933 | FG-14163Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 2811e47e…6461 |
| 3934 | FG-14164Jun 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 4696b894…4d94 |
| 3935 | FG-14165Apr 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 872f4681…8829 |
| 3936 | FG-14166Nov 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $70 | $0.20 | bca75223…cb9d |
| 3937 | FG-14167Mar 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $70 | $0.10 | f0830e54…217a |
| 3938 | FG-14168Mar 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 86e407f0…42a9 |
| 3939 | FG-14169Nov 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 3792c560…c22e |
| 3940 | FG-14170Jan 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | a7bb047c…4885 |
| 3941 | FG-14171Feb 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 835ea6f8…64ac |
| 3942 | FG-14172May 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | a1d202a8…6b73 |
| 3943 | FG-14173Sep 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | ed9b4c34…c9f8 |
| 3944 | FG-14174Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 1dacf8fb…1754 |
| 3945 | FG-14175Oct 25 | Riverbend | 62Account closed | Donor outreach | 1 | Recovered | $150 | $0.10 | a7efcf73…4ec8 |
| 3946 | FG-14176May 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | ee5c82aa…c7be |
| 3947 | FG-14177Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 2881b960…e3a6 |
| 3948 | FG-14178Jun 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | 1c49d772…ef80 |
| 3949 | FG-14179Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | b0e15252…477a |
| 3950 | FG-14180Jan 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 7f808df2…c015 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.