Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 4001 | FG-14231Jan 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b135d24d…ffe5 |
| 4002 | FG-14232Mar 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $35 | $0.10 | 417c9788…02c0 |
| 4003 | FG-14233Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 5f67cde7…aad4 |
| 4004 | FG-14234Jun 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | f7119a21…f84b |
| 4005 | FG-14235Feb 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 1ba1dc96…b3eb |
| 4006 | FG-14236May 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $35 | $0.10 | 00561136…1648 |
| 4007 | FG-14237Jul 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 9f934d33…122d |
| 4008 | FG-14238Dec 25 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 4c64383b…39c3 |
| 4009 | FG-14239Jul 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $120 | $0.10 | 88e72c7b…fea4 |
| 4010 | FG-14240Oct 25 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 1d304c74…6c22 |
| 4011 | FG-14241Feb 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | a7cd990c…7843 |
| 4012 | FG-14242Apr 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c5c3ff1b…f5ec |
| 4013 | FG-14243May 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | 3642acfb…e4df |
| 4014 | FG-14244Jul 26 | Northgate | 19Issuer unavailable | Retry schedule | 2 | Recovered | $100 | $0.20 | da81f010…be92 |
| 4015 | FG-14245Dec 25 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8b0d2cd0…6310 |
| 4016 | FG-14246Sep 26 | Cedar Valley | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 641171b3…2106 |
| 4017 | FG-14247Oct 25 | Northgate | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | fdabfc86…45ce |
| 4018 | FG-14248Feb 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 2f9de025…7f5b |
| 4019 | FG-14249Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 88619e4d…9276 |
| 4020 | FG-14250May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 7d283896…7445 |
| 4021 | FG-14251Sep 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | c6c0989f…976b |
| 4022 | FG-14252Dec 25 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 748f9032…a613 |
| 4023 | FG-14253Feb 26 | Lumen Arts | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | fe4f001d…af5e |
| 4024 | FG-14254May 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 70f6f008…5805 |
| 4025 | FG-14255Jul 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | d9f4e5b7…9c83 |
| 4026 | FG-14256Aug 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1ff17b18…e96b |
| 4027 | FG-14257Mar 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 3f0eb118…14db |
| 4028 | FG-14258Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | ca2ebc62…e5ec |
| 4029 | FG-14259May 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | 08299532…701f |
| 4030 | FG-14260Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | 37fe467e…3622 |
| 4031 | FG-14261Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $160 | $0.10 | 4027defc…74eb |
| 4032 | FG-14262Sep 26 | Harbor Light | 62Account closed | Donor outreach | 1 | Recovered | $60 | $0.10 | 4446e290…b2a2 |
| 4033 | FG-14263Jan 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 18f664b8…974a |
| 4034 | FG-14264Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 9ab16ab3…1d5d |
| 4035 | FG-14265Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 8c238409…d738 |
| 4036 | FG-14266Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Recovered | $60 | $0.30 | 29d14c6c…531d |
| 4037 | FG-14267Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Recovered | $140 | $0.30 | fba119c8…7dba |
| 4038 | FG-14268Oct 25 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | c4f449da…846e |
| 4039 | FG-14269Nov 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 21a0dbae…109b |
| 4040 | FG-14270Feb 26 | Riverbend | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | c14e50a1…de8f |
| 4041 | FG-14271Apr 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 46ac9b3c…a02d |
| 4042 | FG-14272Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 9b750867…e348 |
| 4043 | FG-14273Jun 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | d09de409…9a4a |
| 4044 | FG-14274Oct 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | e84e60ef…e75f |
| 4045 | FG-14275Jul 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 9aa172d2…b5d2 |
| 4046 | FG-14276Apr 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 44b0d583…45c4 |
| 4047 | FG-14277Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | c6533eef…456c |
| 4048 | FG-14278Jun 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 013c1646…956b |
| 4049 | FG-14279Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 1e041e1d…410a |
| 4050 | FG-14280Mar 26 | Northgate | 41Lost or stolen | Donor outreach | 1 | Recovered | $100 | $0.10 | c62b8d9b…e588 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.