Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 4101 | FG-14331Jan 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $90 | $0.30 | bfcdc6b6…e1ad |
| 4102 | FG-14332Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 3a1db8f9…173e |
| 4103 | FG-14333Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 300540b6…3e4f |
| 4104 | FG-14334Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | c6704a6e…ad55 |
| 4105 | FG-14335Dec 25 | Lumen Arts | 01Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 0aa0ddff…797a |
| 4106 | FG-14336Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 3a11a740…4491 |
| 4107 | FG-14337Nov 25 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 90faf8d6…e2e8 |
| 4108 | FG-14338Jan 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0ddb1220…42d4 |
| 4109 | FG-14339Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 98e764dd…0580 |
| 4110 | FG-14340Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 8fefdcbf…2045 |
| 4111 | FG-14341May 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 56934ddc…aeeb |
| 4112 | FG-14342Aug 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Recovered | $40 | $0.30 | 4c483575…eefe |
| 4113 | FG-14343Jan 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $120 | $0.10 | e2288252…d277 |
| 4114 | FG-14344Oct 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | b0e7a8fc…4500 |
| 4115 | FG-14345Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | b53cf864…becc |
| 4116 | FG-14346Sep 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c4771f8c…1ef8 |
| 4117 | FG-14347Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | aa2ff8b2…59b3 |
| 4118 | FG-14348Nov 25 | Northgate | 61Insufficient funds | Retry schedule | 3 | Recovered | $25 | $0.30 | b0b45a46…5b9d |
| 4119 | FG-14349Dec 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 2f258e4e…53cc |
| 4120 | FG-14350Jan 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | c76b0ccb…42af |
| 4121 | FG-14351Jun 26 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 45933ff6…b15b |
| 4122 | FG-14352Aug 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | 7c74d1f7…878b |
| 4123 | FG-14353May 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 367b5933…4e45 |
| 4124 | FG-14354Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 8030dcb6…be0d |
| 4125 | FG-14355Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | f261b94f…7d1a |
| 4126 | FG-14356May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 8674e6dc…c1f1 |
| 4127 | FG-14357Sep 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 76585748…d890 |
| 4128 | FG-14358Nov 25 | Cedar Valley | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | df8aa1f7…39f4 |
| 4129 | FG-14359Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 4d390a04…2117 |
| 4130 | FG-14360Feb 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | c6dfb986…3e42 |
| 4131 | FG-14361Jun 26 | Lumen Arts | 54Expired card | Donor outreach | 1 | Recovered | $45 | $0.10 | 1b35453f…9cb8 |
| 4132 | FG-14362Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 6798d65f…51dc |
| 4133 | FG-14363Jan 26 | Riverbend | 01Do not honor | Retry schedule | 4 | Not recovered | — | $0.40 | 78374fd3…7b17 |
| 4134 | FG-14364Feb 26 | Riverbend | 54Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | 0fba7f42…3459 |
| 4135 | FG-14365Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | ec064782…c802 |
| 4136 | FG-14366May 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | c1a7d3a0…f340 |
| 4137 | FG-14367Jan 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8ad0e725…f0d3 |
| 4138 | FG-14368Sep 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 9687a875…6757 |
| 4139 | FG-14369Aug 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 5afc68e7…fc79 |
| 4140 | FG-14370Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 081e3620…6068 |
| 4141 | FG-14371Nov 25 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | 5c5cf01a…fb0b |
| 4142 | FG-14372Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 6f4c3a15…0306 |
| 4143 | FG-14373Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 06aba48d…9e9f |
| 4144 | FG-14374Mar 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | efd277ee…79ce |
| 4145 | FG-14375Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 9c55859d…29c9 |
| 4146 | FG-14376Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | d829efba…1a7a |
| 4147 | FG-14377May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | e3319ab3…50ac |
| 4148 | FG-14378Apr 26 | Riverbend | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 304aa0cf…4dd4 |
| 4149 | FG-14379Feb 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f242f1c4…c793 |
| 4150 | FG-14380Apr 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c233c24d…7e1d |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.