Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 4451 | FG-14681Apr 26 | Cedar Valley | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ff9174c8…e32a |
| 4452 | FG-14682Jun 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 2 | Recovered | $40 | $0.20 | e220874f…b068 |
| 4453 | FG-14683Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 6a6ee346…fbe5 |
| 4454 | FG-14684May 26 | Riverbend | R09ACH R01 funds | Retry schedule | 3 | Recovered | $20 | $0.30 | 16c9b0ba…f7be |
| 4455 | FG-14685Sep 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 53fa5b89…8c25 |
| 4456 | FG-14686Jul 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 14f188b6…2823 |
| 4457 | FG-14687May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 63064699…e640 |
| 4458 | FG-14688Jul 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 8047a0c9…53e6 |
| 4459 | FG-14689Sep 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 43e361f2…3a6c |
| 4460 | FG-14690Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | 2e4a38f3…c09d |
| 4461 | FG-14691Aug 26 | Riverbend | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $5 | $0.10 | 43e1019d…ea32 |
| 4462 | FG-14692Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | e8f0745b…3808 |
| 4463 | FG-14693Sep 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $35 | $0.10 | d73dc6a0…cb88 |
| 4464 | FG-14694Mar 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 32ce65fd…2907 |
| 4465 | FG-14695Apr 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 66e68dab…538c |
| 4466 | FG-14696Jul 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | b552c5eb…9c9b |
| 4467 | FG-14697Mar 26 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 466285c4…3609 |
| 4468 | FG-14698Mar 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 9a5b75ba…528e |
| 4469 | FG-14699Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 7e2e960e…dad2 |
| 4470 | FG-14700Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 4e0fb3ca…19c5 |
| 4471 | FG-14701Nov 25 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 8bd7a2b8…2cb4 |
| 4472 | FG-14702Jan 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 2293e618…4fcc |
| 4473 | FG-14703Sep 26 | Riverbend | R09ACH R01 funds | Retry schedule | 3 | Recovered | $20 | $0.30 | 7882de00…b1c9 |
| 4474 | FG-14704Aug 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 647e999b…9562 |
| 4475 | FG-14705Jun 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 6882085d…50ef |
| 4476 | FG-14706Dec 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 8a632791…5c30 |
| 4477 | FG-14707Mar 26 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 89d240b0…d7c4 |
| 4478 | FG-14708Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $40 | $0.30 | 45d40592…1469 |
| 4479 | FG-14709Apr 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | e54b978c…e6e9 |
| 4480 | FG-14710Jul 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | e2d7a4f4…25ce |
| 4481 | FG-14711Aug 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 68f69de8…e109 |
| 4482 | FG-14712Jun 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 70fad645…8fbf |
| 4483 | FG-14713Oct 25 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 1d7b6ed6…574f |
| 4484 | FG-14714Dec 25 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e84a1654…2b1e |
| 4485 | FG-14715Feb 26 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | e98d47e7…f4e5 |
| 4486 | FG-14716May 26 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $70 | $0.10 | 480ec5c7…9eda |
| 4487 | FG-14717Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 19c07a15…49a8 |
| 4488 | FG-14718Jul 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 87c73b19…740b |
| 4489 | FG-14719Mar 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $5 | $0.10 | 69848dba…698a |
| 4490 | FG-14720Jun 26 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 6a36e1bd…c907 |
| 4491 | FG-14721Aug 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 84db3ede…1782 |
| 4492 | FG-14722Dec 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b0dd597e…a2d3 |
| 4493 | FG-14723Apr 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | d96ceabd…5e5b |
| 4494 | FG-14724Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 44ebd20a…0718 |
| 4495 | FG-14725Feb 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | d118ad81…72d7 |
| 4496 | FG-14726Jul 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8b249bac…fa36 |
| 4497 | FG-14727Apr 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 7aebe5d1…55b6 |
| 4498 | FG-14728Sep 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | ce493bd8…26a2 |
| 4499 | FG-14729Oct 25 | Harbor Light | 78Account closed | Donor outreach | 1 | Recovered | $70 | $0.10 | 1bc570a4…c342 |
| 4500 | FG-14730May 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $225 | $0.10 | 65e4b5d9…44ab |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.